What happens if I lose my iphone 4

then I tell my insurance company (Natwest)
They give me a new phone?
Then what happens if I find my phone that I lost
Message was edited by: will369

If your insurance company provides a new phone, or pays for replacement, and you then find the phone you lost, you need to immediately call the insurance company. Legally the old phone belongs to them (since they paid for its replacement), but the policy may call for specific remedies in such circumstances. Only your insurance company can tell you how to proceed.
Regards.

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