What happens If I restore factory setting my IPhone 4? Will I loose service provider too?

Hi, I'm trying to restore factory setting on my IPhone 4 and I have some concerns.
First, will it downgrade operating system to IOS 5 from 6?
And another question is what about cell phone service provider? Will I loose them too?
Let me know. Thanks in advance

No, it will not revert to iOS 5.  You will stay on iOS 6.
Restore Factory Settings will not cause you to lose your cellular provider.  But it may require you to re-activate with your current provider.

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