What happens if your PSN account gets banned?

  As long as it's only on your PS4 it is not classed as gamesharing Game sharing is this Friend 1 lives in EdinburghFriend 2 lives in Brighton Friend 1 "Hey Friend 2. I see you have Bloodborne. Can you give me your details so I can download it"Friend 2 "Sure Friend 1."Friend 1 then uses Friend 2's details to download Bloodborne.That is game sharing.The consequence of the above will be Friend 1 will change the email and password of Friend 2. Friend 2 will then come on here and post "I've been hacked" and will be laughed at generally by the community for gamesharing and giving their details out  

Why are people always assuming theories when someone asks a question? I haven't done anything, I am just a bit paranoid about everything that happens (in life as well). So I was curious. There is nothing wrong with that. I literally created my account 2 weeks ago, so is bad to want to gain knowledge? About the account sharing, how can I prevent it from happening? If me and my gf play on the same account on my PS4, is it considered account sharing? How should we play if I want to play on my own savegame and she on hers?

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