What happens to Photoshop CC after 12 months?

I had a very old version of Photoshop that I was happy with on my old PC but after getting a new PC, was wondering if I should upgrade?  I see the only version of Photoshop now available seems to be CC which looks subscription based.  Is CC installed on your local machine?  If so, what happens after 12 months if I decide to cancel my CC membership?   Will it stop running?  Will it continue to run just without any updates?  Am I stuck paying $119.88 per year for eternity for Photoshop now?

Rental software stops working when you stop paying
http://www.adobe.com/products/creativecloud/faq.html
http://helpx.adobe.com/creative-cloud/help/install-apps.html to install or uninstall
http://forums.adobe.com/community/download_install_setup/creative_cloud_faq
what is http://helpx.adobe.com/creative-cloud/help/creative-cloud-desktop.html
Cloud Getting Started https://helpx.adobe.com/creative-cloud/topics/getting-started.html

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