What is better to use- Financial Plan Vs. Budget

Hi,
We are on 12.1.3 and using Project Costing & Billing.
Now the requirement is to capture expenditure estimates at lowest task level and later compare it with actuals.
I'm having few doubts, pls help throwing some light on these:
1. How do we decide which one to use between budgets or financial plans.
2. Is it possible to load either budgets or FP through excel.
3. How can we compare estimated expenditure with actuals at a lowest task level.
Pls help me on these doubts.
P.S. We are not using GL Budgets, PA resource lists etc. We are looking at this budgeting requirement at very basic level- just entering estimates at task level and comparing with actuals.
Thanks

I would recommend financial plans, …. biggest advantage we found with them was the ability to enter your cost budget and revenue budget at the saem time, in the same screen, …..
And yes, you can laod FP's from excel, don't think you can with budgets, you would have to use a tol like dataloader i would guess, ...
Comparing actuals with the estimates ? just write a report, ....
Regrads,
Eric.

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