What is impairment

hi,
please provide information for the below mentioned queries:
1. What is impairment?
2. What are the accounts involved in this transaction?
3. What are the steps involved in the process of impairment?

Ram,
Please read this documentation:
http://help.sap.com/erp2005_ehp_03/helpdata/EN/4f/71e572448011d189f00000e81ddfac/frameset.htm
Regards,
Vishal.

Similar Messages

  • Impairment of Fixed Assets

    Hi All,
    Can any one help me in understanding what is Impairment of Fixed Assets, As you must be aware, the Institute of Chartered Accountants of India has made it mandatory for all entities to account for impairment of assets. The institute has brought about such requirement vide its Accounting Standard 28 (AS 28).
    As my client asking to implement it.
    What all additional steps involve in this.
    Regards
    Shayam

    In order to carry out the necessary tasks in the system, you can use the same functions that are used for showing investment support on the liabilities side of the balance sheet (see Special Valuation). These system functions make it possible for you to manage the reduction in value in a separate depreciation area, in which it can be depreciated. Define this depreciation area with the following characteristics (under Valuation):
    Post assets in general ledger realtime
    Management of positive and negative book values
    Is not a derived depreciation area
    Area type: "investment support on liabilities side"
    No takeover of APC values from another depreciation area
    Mandatory takeover of depreciation terms from area 01
    If depreciation area 01 uses a depreciation key that depreciates the net book value over the remaining useful life, the value reduction will also be depreciated over the remaining useful life of the asset. In that case, it is not necessary to change the remaining useful life manually.
    Periodic posting of depreciation (under: Depreciation ® Post depreciation to the general ledger).
    Indicator set for "depreciation area manages investment support" (under Special Valuation ® Investment support).
    Transaction Types
    You use separate transaction types for posting the value reduction. Define these transaction types in FI-AA Customizing (Special Valuation ® Investment Support ® Check transaction types for investment support measures). The key for these transaction types always begins with capital letter "I" (for example, I01). Please be aware that these transaction types post only to depreciation areas that are defined for managing value reductions.
    You can create the value reduction as a "support measure" in FI-AA Customizing (Define investment support measures). If you do, the system automatically creates the necessary transaction type.

  • Is there a way of connecting the ipad to the smart board in the classroom, so that the smartboard is the control, and the ipad is displaying what is on the smartboard? This is to help a visually impaired child see what is on the smartboard.,

    Is there a way of connecting the ipad to the smart board in the classroom, so that the smartboard is the control, and the ipad is displaying what is on the smartboard? This is to help a visually impaired child see what is on the smartboard.

    Absolutely!
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        Smart Board companies refuse to develop iPad apps because they feel threatened and are being replaced by iPads
        School districts think Apple TV is meant for copyright infringement and could expose them to safe harbor lawsuits
        Network administrators make it impossible to login Apple TVs because they don't want the streaming occurring
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        Clicker companies refuse to play with iPad because they see it as a potential threat to their core business clients
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  • What are some features and/or apps for the hearing impaired?

    I am wondering, do you guys have an app and/or feature for a MacBook Pro, iPad 3rd generation, and iPhone 5 for the hearing ampaired?

    Is browse here: http://www.apple.com/accessibility/

  • What about the hearing impaired?

    Will iTunes ever have closed caption, why is this not available?

    When you say 'no subtitles on almost any movies' do you mean purchased ones as opposed to rentals, as you say rentals have them?
    When you rent/purchase iTunes store content it should indicate in the item's page whether or not it has closed captioning or not.  Clearly not all content has CC.
    If these are non itunes movies that you've obtained in some other way or made yourself, subtitles would have to be appropriately enabled in the encoding process or burned into the video itself - something Apple themselves have no control over.
    This is however an important aspect for many people - hopefully a user who uses subtitles regularly will chime in.
    Good luck.
    http://www.apple.com/feedback/appletv.html

  • I use Zoom Text as I am visually impaired and it is not compatable with Firefox 4. I need to go back to the earlier version of Firefox until this is handled by Zoom Text. How do I do that? Thanks, David

    I asked Zoom Text about this and this is what they had to say.
    "What is the specific version of ZoomText 9.1 you are using (In ZoomText click on Help -> About ZoomText -> Version)? Unfortunately the newer are supporting HTML5, Direct2D and other new hardware acceleration technologies designed to increase the speed and performance of web browsers. These new technologies bring new challenges for accessibility programs like ZoomText. More specifically, these technologies will have crippling adverse effects on ZoomText?s xFont, tracking and screen reading features.
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    You are best to use IE 8 or 7 now or Firefox 3 or you can try 4. Thanks."
    I am running the latest version of Zoom Text abnd the latest version of Firefox. I have done the "fix" suggested here but it had short lived relief if any. My preferred solution is to go back to running Firefox 3 until Zoom Text works around your new software updates.
    Hint: You would make a whole lot of visually impaired folks on this planet real happy if you got together with the Zoom Text people and worked this out in a lickity-split fashion.
    Thanks,
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    You might try using the add-on 'NoSquint' which allows numerous zoom options specific to each page you visit & keeps your settings - https://addons.mozilla.org/en-US/firefox/addon/nosquint/
    If you want to go back to 3.6x, you will find it here:
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  • What's New and What's Fixed in 2014.1

    First, here are links to the two main documents about new features in the 2014.1 release:
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    The What's New page in the Help: Adobe Premiere Pro Help | New features summary
    (I'll review both of those documents ASAP to see if any little goodies got skipped.)
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    Import
    Import of CinemaDNG clip fails if the file has been renamed.
    Gamma shift in some re-imported QuickTime IMX clips
    Some QuickTime Reference files import without timecode.
    Indexing of XDCAM clips can take an excessively long time, footage shows Media Pending until indexing completes.
    XAVC-S files import without Timecode
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    Spanned XDCAM HD422 clips not handled correctly if the clip names do not follow the normal convention
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    Scaling values are not properly handled for clips/sequences imported via an XML file written by some shot management and conforming programs
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    Some XAVC and XDCAM-IMX-MXF clips have audio noise introduced on playback
    Some .mp4 have green frames and 'static' garbage when played in Source Monitor
    Canon XF300 Footage has unacceptable performance for playback
    .mp4 clips generated by certain transcoding programs exhibit poor playback performance
    PPro no longer recognizes timecode from a .qtc file, referenced from within a QuickTime reference movie.
    Some XDCAM422 clips fail to import with generic error
    Occasional crash on opening Source Settings for DNG footage, with 2nd monitor enabled
    Overexposed white areas in some CinemaDNG footage display magenta artifacts.
    When scrubbing C300 clips in Project panel’s Icon view, red frames sometimes show and Event panel reports error decoding frame.
    If SpeedGrade was installed before Premiere, then double-clicking a prproj file launches SpeedGrade (Mac Only)
    Growing Files
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    Importing a growing file can take an exceedingly long time, with footage showing as Media Pending
    When a growing file refreshes, it stops voiceover recording
    The incorrect timecode is shown in the Timecode Panel for growing files.
    Timeline playback of growing files drops audio for about 1 second each time the growing file refreshes.
    QuickTime reference files for growing files fail to import.
    Export
    When source is 120fps, export fails if Match Sequence Settings enabled
    The Advanced XDCAM Settings section in Export Settings is blank for imported XDCAM presets
    In QuickTime encodes, audio exported as uncompressed stereo imports into FCP as dual mono.
    When you export to 5.1 AAC with the “Import into Project” option enabled, the resulting clip fails to import, throwing
    “File import failure”
    Image flicker is introduced in some constant-bitrate MPEG2 encodes
    When the only variable blocking smart rendering is an adjustment layer, the effect(s) thereon are ignored and the segment is smart rendered.
    ProRes media encoded by Premiere causes are not compatible with certain video QC programs.
    AAF export: 88.2kHz and 96kHz audio clips exported to AAF do not appear in some audio production programs.
    Audio EDL gets wrong source timecode if clip is nested or part of a multicam source sequence
    EDL does not give correct Source In and Out for clips with speed reversed.
    EDL does not give correct source in and out on reversed clips.
    OMF export fails with some multicam sequences, reporting Audio Export Failure.
    Hang during OMF export when the sequence contains a 5.1 audio track/clip.
    Smart rendering can introduce black and red frames
    Playback
    Playback of IMX 50 clip freezes after 12 seconds.
    With XDCAMHD and DVCProHD footage, frames are sometimes dropped though the render bar is green.
    Audio for some mp4 files plays back at double speed
    When pre-roll is set to 1 frame, timecode and video of XDCAM .mxf files are out of sync
    Some DNxHD do not decode properly, resulting in frames being played out of order
    Performance of playback for some QuickTime is poor because they are unnecessarily falling back to QT32
    Dropped frames when playing R3D clips with RocketX enabled and Playback Resolution at ¼
    Audio
    With Maintain Pitch enabled, no audio when playing at slower than real-time
    Solo buttons in Audio Meters do not work for clips loaded into the Source Monitor
    Mono and Standard track puck and tray panner routing for Ls, Rs, C and LFE channels do not adhere to ITU-R BR.1384 standard.
    Occasional crash on switching a clip from mono to stereo via Modify>Audio Channels
    5.1 channels are not properly mapped for some Dolby content.
    5.1 clip changes to a 6 mono channel clip when “Extract Audio” or “Edit in Adobe Audition>Clip” is performed on a project item or track item.
    Changes to Frame Rate via Interpret Footage are sometimes not applied to saved for all audio streams, causing most audio channels to be out of sync after closing/reloading project.
    Constant Power audio transitions introduce buzz if either track item has zero channels (generally limited to multicam clips)
    Crash on applying changes in Modify Audio Channels dialog [Mac Only]
    Project Panel
    Sorting by Duration is broken if the column has been moved during the current session
    If the Project panel is filtered via Rapid Find when a bin is created, the edit control for naming the new bin does not become active automatically, and it cannot be activated manually until Rapid Find is cleared.
    Project items cannot be deleted or renamed if the list view is scrolled to the right.
    Project panel does not autoscroll to the left when a column is dragged to the right side of the Name column
    When a timecode value is typed in the Video Out control for a clip in the Project panel, the value gets reduced by 2 frames upon committing the change
    Subclip
    When a soft subclip with only an Out Point set is edited into a sequence, the Subclip Start is ignored; the resulting track item extends all the way to Media Start.
    The Media Start/End and Subclip Start/End times for subclips from a merged clip are incorrect
    Editing/Timeline
    3-Point edit: If the source is a sequence and only an Out Point is set for the source, the wrong segment gets inserted when KEM Roll is set to Insert as Individual Clips
    Keyboard trim commands do not affect clips on targeted tracks that are outside of visible area of in the Timeline
    Switching between sequences can turn the render bar red.
    Frame Hold option doesn't generate the freeze frame when speed change is in effect
    In the Timeline, the FX badge gets hidden when the clip is not wide enough to show the full clip name.
    If the Left/Right Balance control is displayed in Timeline header, the balance will change if the mouse strays over the Header region during click-and-drag operations in the Timeline (such as trimming out)
    'Select In to Out' selects clips on locked tracks.
    Multicam
    If time-remapping is used on a Multicam Source Sequence, the Program Monitor's multicam view continues to play at 100%; if source sequence was slowed, the Composite view goes black after the original end point.
    When a multicam source sequence has been slowed down via speed change or time remapping, the extended of the clip goes black—no video
    If the audio in a multicam sequence is selected when it is flattened, the audio is sometimes deleted.
    Disabled multicam source clips are sometimes rendered to the composite output
    The camera can be changed for a multicam clip on a locked track.
    The overlay displays timecode in audio time units for part of a multicam sequence if the source clips are stereo and the MC sequence is mapped to mono
    If a nested multicam sequence's duration has been increased via Time Remapping, then upon reaching the original end point during an editing pass, the composite view restarts from beginning
    Flattening
    If a multicam sequence’s audio is 5.1 or adaptive, then flattening deletes the audio.
    Crash on flattening multicam clip with keyframed scale when using a camera angle that does not start at time zero.
    Flattening multicam can remove some audio clips from the sequence.
    Flattening a multicam sequence with reverse speed applied results in incorrect frames being used
    Effects
    AE Text Template] When text fields are active for editing, they’re not being visually highlighted
    Adding mask points very close to each can result in the ordering of the points being incorrect
    Incorrect scaling of 1920x1080 adjustment layers in 720 sequences
    Unexpected behavior with Cross Dissolves between Adjustments Layers.
    Applying both Echo & Levels effects to an adjustment layer causes video playback to freeze
    Crash on rendering previews for a Lumetri filter in Software-Only mode.
    Crash on deleting a clip from a sequence after pasting an effect mask to the clip.
    JPG frame sequence gets scaled down if an adjustment layers is in effect above it [OpenCL only]
    Rename GoPro lens distortion presets to include the camera name
    Clip name effect doesn't work correctly if Source Track is set to a different track.
    Crash on using Clip effect or Timecode effect on a transparent video.
    Crash on loading or applying VST Effects (Mac only)
    Intermittent Crash with Warp Stabilizer applied (AEVideoFilter)
    The Clip Name effect does not work when applied to a transparent video track item, with Source Track set to a video clip.
    Crash on applying audio transition to clips with overlapping timecode
    Previewing fails when an adjustment layer has an animated mask applied to Opacity and any other video effect.
    In Software-Only mode, rendering previews of the new Cross Dissolve is slower than the old one.
    Masking and Tracking
    Shift-dragging a control point for an effect mask sometimes yields unexpected results
    If a clip has an effect with a mask applied, moving the clip in the Timeline cause rendered preview files to be lost.
    Previews rendered to a P2 codec are incorrect for the first 10-30 frames of an Opacity effect with mask applied
    If a mask is applied to a GPU accelerated effect on an adjustment layer, the Program Monitor shows a cropped frame with Playback Resolution at Half and goes completely black at Quarter.
    Opacity effect on Adjustment Layers fails to render within the mask with tracking.
    After rendering an adjustment layer with multiple effects with masks applied, some of the effects are no longer confined within the mask  [Mac only]
    Crash on opening some projects with masking and tracking applied to effects
    Direct Manipulation control fails to switch between multiple masks that are applied to the Opacity intrinsic effect.
    3rd Party
    Certain audio filters cannot be applied to a clip in a sequence that is imported via XML
    PPro reports audio filter missing when opening a saved project with certain audio filters applied to the clips in a sequence that was imported via XML
    Artifacts are introduced when using certain 3rd party transitions.
    Certain 3rd party stabilizer plug-in are not working
    Markers
    On mouse-up after adjusting the Out point of a marker with duration, the playhead jumps to the marker's In point.
    Video in Program Monitor strobes when dragging the In or Out point of a sequence marker
    GPU
    With GPU acceleration enabled, Gamma is being applied to some RAW media when it shouldn’t be.
    Basic 3D effect can result in Program Monitor’s video overlay to become corrupted on some GPUs
    Performance (Note: Most of these fixes are also listed under a product area)
    Locking all Audio Tracks can significantly impair performance.
    Performance of playback for some QuickTime is poor because they are unnecessarily falling back to QT32
    Dropped frames when playing R3D clips with RocketX enabled and Playback Resolution at ¼
    Navigating through projects in multiple Media Browser panels impairs performance and can culminate in a crash
    In Software-Only mode, rendering previews of the new Cross Dissolve is slower than the old one.
    Canon XF300 Footage has unacceptable performance for playback
    .mp4 clips generated by certain transcoding programs exhibit poor playback performance
    Interop
    Crash on selecting Edit>Edit in Adobe Audition>Sequence...
    When a 5.1 clip is sent to Audition via Edit Clip In Adobe Audition, the first channel is used for all channels.
    Exporting from Audition to Premiere Pro opens Premiere, but the file fails to import
    After grading a sequence in SpeedGrade, Premiere regenerates index & pek files
    Miscellaneous
    With some capture card hardware, captured uncompressed clips have the wrong field order
    In the Overlay Settings dialog, the Track control is not properly constrained by the Property control.
    A single preference flag is used for the "Import into Project" setting in the Export Settings dialog and the Export Frame dialog; they should be managed independently.
    Custom scratch disk location for Video and Audio Preview folders get’s reset to default, “Same as Project File"
    Changes to the label color cannot be undone.
    In the Usage lists, all instance are ordered by track item start time; should sort by Sequence Name first, then by track item start
    Automatic relinking fails in certain cases when the name of a folder in the relative paths are too similar. [Mac only]
    With OpenCL GPU acceleration and Transmit enabled with some 3rd party I/O cards, the video on the output monitor is corrupted
    Newly created projects sometimes have multiple Project Panels open.
    And in closing, a request: If this post prompts you to think "Great, but what about..." or "Thanks, but I just found this new bug in 2014.1," please start a new thread--after, of course searching to see if there's already a topic on that issue.
    [And Shooter, I apologize in advance if the foregoing contains any typos ;-)]

    Lots to be excited about. BUT...Just updated to 8.1 on one of my computers to test it out...
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    On the list above...
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    2) Make sure GPU acceleration is enabled.
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    4) Hit SAVE.
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    Edited by: ATM on Dec 27, 2008 1:06 PM
    Edited by: ATM on Dec 27, 2008 1:11 PM
    Edited by: khaja on Jan 18, 2009 10:47 AM

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    O.K. I found the new export options ROCK!
    Daniel C. Slagle
    Keeper of the "Unofficial" iMovie FAQ http://iMovie.danslagle.com

    Found all of them!

  • What kind of hit for carrying balances [update 7/3]

    I've been keeping my utilization way low, with most accounts reporting zero, and the others reporting nominally, so that my utilization has been about a third of a percent. This week I decided to get some postponed dental work done, and to pay for it with some zero-interest-rate cards and not worry so much about the FICO scores. And I'm considering letting the balances ride for awhile, not paying them off totally, and letting my reported balances go up to the neighborhood of 5% overall utilization, with the zero interest cards just under 30%. How much of  a hit can I expect on my FICO scores if I do in fact let my utilization go from a third of a percent to five percent? Even if you tell me I can expect a bad hit, I might do it anyway, just as an experiment...My scores are of only academic interest at this point since I should be gardening at this stage of the game. But I do wonder what lies ahead. Updates:  5/17 Started May 16th with: 10 accounts at zero balance, 3 accounts posting total balance of $241, representing less than .3% overall utilization Over the next 5 days, I allowed 3 of the 13 revolving accounts to post a total of $1524.33, for 1.7% overall utilization, with individual account utilization ranging from 2.13% to 49%. 5/22 EX dropped 2 points. 5/29 Balances up to $2700, representing 3% overall. No other score changes yet. 6/3 The entire $2700 has been reported to TU, and my TU score has not budged. 6/5 As of today I'm up to $3500, for 3.9% overall utilization. My only FICO change so far has been -2 on EX. But both my FAKO scores at Credit Karma just dropped 5 points, which makes me nervous. So I will probably let it peak at 3.9% and start bringing the numbers down now. 6/8 Boom! EQ FICO dropped 11 points! 6/11 No new change in scores. 6/17 will start reducing utilization 6/16 30 days from the start of my experiment: EX -2, EQ - 11, TU - No change 6/24 down to 2% overall utilization, no change 6/27 Today TU dropped 3. After my utilization dropped from 3.9% to 2%. Go figure. 7/3 OK now I'm back down to .3% overall utilization, right where I started on 5/16. No further change in scores....yet. 

    NRB525 wrote:
    There should not be much change by having your utilization go to 5%, as far as how it affects your score. I would suggest, though, that you are in a phase with your cards where you do not want to pay before statement cuts on any cards. I'm guessing you got a number of cards recently, thus the gardening mode. As you try to build your relationship with those CCC, they SP you periodically to see how your file is working. If you don't show any activity on many of your cards, they may be a little concerned. If they see a steady flow of PIF activity on most or all your cards, they will see a potential profitable customer and are more likely to not overreact if you start using their card more. There is something to be said for acting boldly and showing you can handle debt and payments. As to the 0% APR on the dental work, that's a way to show you can take on debt and pay it back, with no cost to you. This is another behavior you want all your CCC to see, to make them more comfortable with your file. The "All cards at zero but one" is fine for absolutely tweaking the last point out of your score (and thats about all I think it gets the cardholder). As a long term way to build the confidence of your several CCC so they don't overreact? In my opinion, it is not helpful to hide your good payment activity by this pay before statement cuts method. Your long term relationship with the cards you do have, that is your main goal now, not getting a bunch more cards. As your file ages and these cards show activity, adding the one or two other cards you want later, will be a cake walk, regardless of FICO score. By the time you get to adding the one or two other cards, your scores will have risen nicely anyway, even if you show PIF balances paid by the statement due date, boldly broadcasting that activity for all to see. Good luck!Thank you for all that good stuff. I have some questions: "As you try to build your relationship with those CCC, they SP you periodically to see how your file is working. If you don't show any activity on many of your cards, they may be a little concerned". They would take a zero statement balance on an active account as a sign that there was no activity? " If they see a steady flow of PIF activity on most or all your cards, they will see a potential profitable customer and are more likely to not overreact if you start using their card more. " By "PIF activity" you mean "PIF after letting a statement balance show" activity? "As to the 0% APR on the dental work, that's a way to show you can take on debt and pay it back, with no cost to you." They would know that it was promotional interest rate borrowing? "The "All cards at zero but one" is fine for absolutely tweaking the last point out of your score (and thats about all I think it gets the cardholder). As a long term way to build the confidence of your several CCC so they don't overreact? In my opinion, it is not helpful to hide your good payment activity by this pay before statement cuts method." Well basically "tweaking the last point out of [my] score" is what my question is about. I know that making my present credit card banks happy isn't impaired by my using their cards a lot so long as I pay them off. My question only relates to what kind of temporary hit my FICO scores will experience in the process. "Your long term relationship with the cards you do have, that is your main goal now, not getting a bunch more cards." Well I don't know about that; some of my cards aren't as good as others,, and none are low interest. Some have exorbitant balance transfer and cash advance fees.  I would like to have some other cards which charge lower interest rates.

  • What kind of hit for carrying balances [update 6/24]

    I've been keeping my utilization way low, with most accounts reporting zero, and the others reporting nominally, so that my utilization has been about a third of a percent. This week I decided to get some postponed dental work done, and to pay for it with some zero-interest-rate cards and not worry so much about the FICO scores. And I'm considering letting the balances ride for awhile, not paying them off totally, and letting my reported balances go up to the neighborhood of 5% overall utilization, with the zero interest cards just under 30%. How much of  a hit can I expect on my FICO scores if I do in fact let my utilization go from a third of a percent to five percent? Even if you tell me I can expect a bad hit, I might do it anyway, just as an experiment...My scores are of only academic interest at this point since I should be gardening at this stage of the game. But I do wonder what lies ahead. Updates:  5/17 Started May 16th with: 10 accounts at zero balance, 3 accounts posting total balance of $241, representing less than .3% overall utilization Over the next 5 days, I allowed 3 of the 13 revolving accounts to post a total of $1524.33, for 1.7% overall utilization, with individual account utilization ranging from 2.13% to 49%. 5/22 EX dropped 2 points. 5/29 Balances up to $2700, representing 3% overall. No other score changes yet. 6/3 The entire $2700 has been reported to TU, and my TU score has not budged. 6/5 As of today I'm up to $3500, for 3.9% overall utilization. My only FICO change so far has been -2 on EX. But both my FAKO scores at Credit Karma just dropped 5 points, which makes me nervous. So I will probably let it peak at 3.9% and start bringing the numbers down now. 6/8 Boom! EQ FICO dropped 11 points! 6/11 No new change in scores. 6/17 will start reducing utilization 6/16 30 days from the start of my experiment: EX -2, EQ - 11, TU - No change 6/24 down to 2.4% overall utilization, no change 6/27 Today TU dropped 3. After my utilization dropped from 3.9% to 2.4%. Go figure. 

    NRB525 wrote:
    There should not be much change by having your utilization go to 5%, as far as how it affects your score. I would suggest, though, that you are in a phase with your cards where you do not want to pay before statement cuts on any cards. I'm guessing you got a number of cards recently, thus the gardening mode. As you try to build your relationship with those CCC, they SP you periodically to see how your file is working. If you don't show any activity on many of your cards, they may be a little concerned. If they see a steady flow of PIF activity on most or all your cards, they will see a potential profitable customer and are more likely to not overreact if you start using their card more. There is something to be said for acting boldly and showing you can handle debt and payments. As to the 0% APR on the dental work, that's a way to show you can take on debt and pay it back, with no cost to you. This is another behavior you want all your CCC to see, to make them more comfortable with your file. The "All cards at zero but one" is fine for absolutely tweaking the last point out of your score (and thats about all I think it gets the cardholder). As a long term way to build the confidence of your several CCC so they don't overreact? In my opinion, it is not helpful to hide your good payment activity by this pay before statement cuts method. Your long term relationship with the cards you do have, that is your main goal now, not getting a bunch more cards. As your file ages and these cards show activity, adding the one or two other cards you want later, will be a cake walk, regardless of FICO score. By the time you get to adding the one or two other cards, your scores will have risen nicely anyway, even if you show PIF balances paid by the statement due date, boldly broadcasting that activity for all to see. Good luck!Thank you for all that good stuff. I have some questions: "As you try to build your relationship with those CCC, they SP you periodically to see how your file is working. If you don't show any activity on many of your cards, they may be a little concerned". They would take a zero statement balance on an active account as a sign that there was no activity? " If they see a steady flow of PIF activity on most or all your cards, they will see a potential profitable customer and are more likely to not overreact if you start using their card more. " By "PIF activity" you mean "PIF after letting a statement balance show" activity? "As to the 0% APR on the dental work, that's a way to show you can take on debt and pay it back, with no cost to you." They would know that it was promotional interest rate borrowing? "The "All cards at zero but one" is fine for absolutely tweaking the last point out of your score (and thats about all I think it gets the cardholder). As a long term way to build the confidence of your several CCC so they don't overreact? In my opinion, it is not helpful to hide your good payment activity by this pay before statement cuts method." Well basically "tweaking the last point out of [my] score" is what my question is about. I know that making my present credit card banks happy isn't impaired by my using their cards a lot so long as I pay them off. My question only relates to what kind of temporary hit my FICO scores will experience in the process. "Your long term relationship with the cards you do have, that is your main goal now, not getting a bunch more cards." Well I don't know about that; some of my cards aren't as good as others,, and none are low interest. Some have exorbitant balance transfer and cash advance fees.  I would like to have some other cards which charge lower interest rates.

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