What is the difference when you enroll in your bank's on line bill payment program?

This is really more of a general question that doesn't specifically have anything to do with Verizon Wireless.  Somebody here mentioned that it's possible to have your bank involved in paying your bills on line?  What exactly does that involve?  Does that mean all of your vendors send their bills to your bank and then the bank automatically takes the money out of your checking account? 
Here is what I do and I'm just trying to understand the difference:  Right now, each individual vendor that I do business with routinely notifies me via email each time my bill is ready for viewing on line.  I view the statement on line first to make sure it's correct and then I charge the payment to my checking account with my bank routing number and checking account number listed and verified.  Then about 2-3 days later, the transaction hits my checking account in the form of an "e-check", I guess.  I need to be sure that I am making the payments on my own and that I am documenting all of my transactions accurately in a paper ledger book that I still use.  It still comes in handy for me to keep a manual record and check that against my monthly bank statements so I always know what my balance is.  I still balance my checkbook.  The only difference now is that I'm no longer handwriting a paper check, using up postage, or using the mailbox every time.
The way I'm doing it now is very quick and convenient but with your bank's on line bill payment program, what exactly is the difference? 

Thank you.  I think I'm going to leave my existing arrangement alone but that's good information to know.  I don't like any of my routine bills with the same amount per month getting paid automatically besides my gym membership fee.  That's just something I am anal about.  I usually get accused of being "fussy".  lol...But everyone is different and obviously it depends on your needs.
I didn't realize some banks charge a fee for their bill pay system but that's definitely something I would ask about before enrolling in something like that.  I went to my bank's website which I use anyway for viewing my statements and all it provides is an on line form for enrolling in on line billing.  It doesn't give any information.  Oh well.  I'll just call my bank's customer service line or speak to a banker at my local branch in person if I change my mind and decide to look into it later on.
So far the difference from what you described seems negligible in my case and that I really wouldn't gain much.  But then again, I just started with paying my bills on line so it's still a new routine for me.
Thanks again. 

Similar Messages

  • HT1918 This article is great, IF IT WORKS!  What is the fix when you enter new billing details and all iTunes tells you is, "contact iTunes support"?

    This article is great, IF IT WORKS!  What is the fix when you enter new billing details and all iTunes tells you is, "contact iTunes support"?

    pbsimon82 wrote:
    This article is great, IF IT WORKS!  What is the fix when you enter new billing details and all iTunes tells you is, "contact iTunes support"?
    You contact itunes support, just as it told you to do
    http://www.apple.com/support/itunes/contact/

  • Is it best to fully charge the battery when you first get your laptop

    Is it best to fully charge the battery when you first get your laptop?
    I remember buying a bluetooth earpiece and I had to do that in order get the most out of the battery due to the memory it has or something like that..
    are macbooks the same??

    I agree. I HATE having to wait for the battery to charge on my new Palms and Macs before using them - I guess GOD teaches us patience in strange ways (hee, hee).
    Stu

  • I am trying to log into the itunes store for the first time and it asks me to review my account so I do but every time I get to the bit where you fill in your bank details and address it tells me my payment method was declined and that its not valid?

    I am trying to log into the itunes store for the first time and it asks me to review my account so I do but every time I get to the bit where you fill in your bank details and address it tells me my payment method was declined and that its not valid?

    Same here and this is driving me crazy. I can buy, but can't upgrade. Grrr.

  • What is the difference when bouncing a Logic Pro X project to Stereo Mode and Normal Mode?

    I was was working on a Logic Pro X Project which I am using as a Sequence for a band.  When I completed my project, I mixed for left side to hear the Click track  and I panned everything else to the right side.  After I completed my project, I bounced to Mp3 in Normal Stereo Mode and after opening in iTunes I discovered that I am hearing the click on the right track. I again bounced and tried the Joint Stereo Mode thinking that would fix it but I still get the click track on both left and right.  What is the difference between bouncing to Normal and Joint Stereo.
    My goal is to produce a 2 track Mp3 Sequence so that all my click track is only heard on the left side and the produced audio is heard only on the right side.
    Any suggestions?

    FIrst, try to bounce to uncompressed aiff or wave and see if you get perfectL-R separation.
    The compression algorithm does its voodoo and maybe some of the left right separation gets messed up with it.
    About Joint Stereo.
    The idea behind is to save data. The algorithm analyzes the stereo signal, when it sees signals/frequencies that are in the left and right channel, then it says, "having the same signal on the left and right channel is the same as storing only one channel (mono ), and when played back send that one channel to the left and right speaker. it saves you half the storage/transmission". However, you have to trust the voodoo again to think that if what comes out is the same as what went in.
    If size and transmission speed isn't an issues, don't use Joint Stereo.
    Hope that helps
    Edgar Rothermich
    http://DingDingMusic.com/Manuals/
    'I may receive some form of compensation, financial or otherwise, from my recommendation or link.'

  • What means the warning when you open mail app for ...

    Hi,
    Anyone knows what does the text that appears in the screen when you open applications, like the mail client for the first time?
    The text is the following (among other text):
    "Nokia identifies your phone number, IMEI and network in order to provide you with a rich experience"
    What the h... means this?
    In my first contact with the phone with "Nokia PC Suite" I found that it sends to Nokia servers the IMEI and other phone data (who knows what for). Does it menas that when you use the default mail cilent, it sends data to Nokia? What it does for? Because I wouldn't like at all that the application sends any data, anywhere, if I decide to use the application.
    I don't know why there is no more information in any place, even support page, even the ... sad manual (that doesn't explain anything about a lot of options)...
    Thanks for any information, regards.
    Solved!
    Go to Solution.

    Abi99 wrote:
    If you need a formal statement from Nokia, you have to contact your local Nokia Care because here (in all sections) we are an end-user-to-end-user discussion board.
    Again, this is a code for Switzerland. Where are you located? Your local Nokia Care might offer to change the code for you. Although they might take a service charge.
    I see, thanks for all your advices.
    I'm in Spain, but, as I said, it is a second hand device (actually I'm the third hand). Maybe the first owner bought somewhere in Europe, maybe to Amazon.de (very popular place to buy from Spain as it is cheaper than Amazon.es, or before even existed Amazon.es that arrived to Spain only a year back or so; or maybe it was in holidays around Europe; at least, I don't know the exact origin of the device).
    Indeed one thing different is that the paper manuals comming in the box aren't in spanish, they are in german, french and italian (all surrounding Switzerland, indeed).
    About the last phrase, I think I won't hassle myself in pay for a change of the product code and be able to update. That, by the way, the nearest Nokia Care is quite far from my place and if  I choose doing by any kind of RMA, the ultra-expensive delivery costs in Spain, don't make me feel like doing either.
    Said this, thanks for all your advices again
    I'll end testing for myself if the mail application does "what it shouldn't do", and I'll decide if use it or not. Probably not, but I'll just test to see with my eyes
    Thanks, regards.

  • Hello On the creative cloud there are two versions of the software, for example photoshop cc and photoshop DC (2014) what is the difference thank you

    hello
    On the creative cloud there are two versions of the software, for example photoshop cc
    and photoshop DC (2014)
    what is the difference
    thank you

    See Installing the 2014 Release of Creative Cloud « Julieanne Kost's Blog

  • What's the difference where you make your slideshows?

    Does anyone know if there is a difference if you make your slideshow in iPhoto (then export to iDVD) or if, while you're in iDVD, you make your slideshow there.? Also, rumour has it you can make slideshows in iMovie...hmmm...anyone know the differences??
    p.s. is there still a limit of 99 photos per slideshow album using iPhoto or iDVD?
    Thanks!

    iPhoto > iDVD6
    Exporting iPhoto slideshow to iDVD (from the Help Menu):
    You can transfer an iPhoto slideshow or album, including its background music and transition effects, directly from iPhoto to iDVD to create a DVD slideshow.
    To export a slideshow to iDVD:
    Select a slideshow or album you want to export.
    Chose Share > Send to iDVD.
    Your slideshow opens in iDVD with the same name as its iPhoto name.
    In iPhoto before playing a slideshow, you can specify the display duration for each slide, choose transition effects, add background music, and more.
    Using slideshows created in iPhoto
    You can easily create slideshows in iDVD by dragging images or albums from your iPhoto library into your iDVD project.
    You can also use a slideshow created in iPhoto in your iDVD project. The slideshow is imported into iDVD as a movie, and you can't edit or change it using the iDVD slideshow features.
    Using iDVD6 to create a slideshow
    As an iDVD slideshow (within iDVD6)
    You can use the slideshow editor to create a slideshow using your iPhoto albums or images stored in other places on your computer.
    Your DVD can have up to 9,801 images in one or more slideshows, depending on the amount of other content on the DVD.
    Using iMovie for a series of still images > iDVD6
    You can also use iMovie to build a series of images like this:
    Adding photos from your iPhoto library
    You can easily add photographs from your iPhoto library to use in a movie or to create a slideshow of favorite photographs.
    To add a photo from your iPhoto library:
    Click the Media button, and then click Photos at the top of the Media pane.
    Choose your iPhoto library or any item within your library.
    Tip: You can also search for a photo by typing text in the search field. As you type, photos that contain the text you entered appear in the Photos pane. To see all photos again, click the Reset button (an "x" in the search field).
    Select the photo you want to add to your movie.
    In the Photo Settings window, drag the duration control to change the display duration for your photo.
    If you want to pan across your photo, or zoom in or out on it, you can apply the Ken Burns Effect to it. To learn how, see "Adding motion to a photo".
    To add the photo to your movie, drag it from the Images pane to the clip viewer or timeline viewer.
    You can also add multiple photos to your movie at the same time by selecting more than one photo. This is useful when building a slideshow of your photos. To learn how to select multiple photos, see "Selecting clips".
    After you add a photo to your movie, you can change its display duration, crop it, and add motion to it at any time.
    Related Topics
    Changing the display duration of a photo
    Adding motion to a photo
    Cropping photos
    Selecting clips
    is there still a limit of 99 photos per slideshow album using iPhoto or iDVD?
    To quote Len Goff:
    These days it's the limitation of players, since Apple removed that DVD Forum spec.
    I don't know about you, but I want a way to access a slideshow "topic," rather than wading through 1000 images to see one at 342.
    Is there a way to add more than 99 photos to a chapter
    If you have Toast, use Motion Pictures HD, or build in iMovie, or build in iPhoto and export as QuickTime file.
    http://discussions.apple.com/thread.jspa?messageID=3148953&#3148953
    Hope the above is Helpful.
    (3) G4 PM's/(3) S-Drives/Sony TRV900/Nikons/6FWHD's/PS7/iLife06/FCPHD/DVDSP/etc. Mac OS X (10.4.8) My ichatav AIM account is: SDMacuser1 (Please use Text chat prior to video)

  • What is the url when you forget your password?

    What is the url that needs to be entered when you forget your password to retrieve it?

    Can I just point out the obvious? (Well, it is to me at any rate!)
    If there was a URL that "needs to be entered" (I assume you mean a URL to be visited), in order to retrieve your password when you forget it, wouldn't that enable those people you know and wish to prevent getting in to your iPod (which - presumably, is why you put the password on it) to go to that same URL, get your password and use it to get into your Touch?
    Or is it me?

  • What is the password when you first turn on the AP Extreme and view it in the Air Port utility?

    I have just purchased an Airport Extreme. When I plug in the Extreme and go to the Airport Utility it prompts me for a password. What is this password? Is is located on the box or within the material within the box in came in?

    If the AirPort Extreme is new, with factory default settings, the only thing that you will see is a globe when you open AirPort Utlity.
    Click on the Other WiFi Devices button, then click on AirPort Extreme xxxxxxx to start the setup utility for the AirPort Extreme and follow the prompts.
    Although you should not need it at this point, the factory default password is
    public
    If you are asked for a password and this does not work, then it is very likely that the AirPort Extreme has already been set up with another password.

  • What do apple check when you give them your iphone at the store?

    when you go to the shop what exactly do they check? i know about water sensors but what else? my lock screen button isnt working.

    Why? What did you do? If the phone is jailbroken, hacked, or has been otherwise altered, they will turn you away. If it shows signs of physical damage or abuse, the warranty is void.
    If it has been physically modified or opened/serviced by someone other than Apple, you will be turned away.

  • What are the different ways you guys add your favicon?

    I'm curious as to all the different ways people add their url favicon for their iWeb sites.
    What is the easiest way?

    Have a look here...
    http://iwebfaq.org/site/iWeb_Favicons.html

  • TS1372 what does it mean when you cant restore your ipod nano and it gives you the code 1433 ?

    How do i fix it ?

    Some users have been able to resolve this issue by simply closing iTunes and re-opening it.  It might even be necessary to reboot your PC.
    Otherwise, reset the Nano with it still connected to a high powered USB 2.0 port on your PC and then try to restore it again.
    B-rock

  • What are the gotchas when you create alternate alias in Planning

    I will be creating an alternative alias in Planning for the first time and I am curious if there are any gotchas. Any drawbacks?

    Uniqueness would probably be the one to watch out for, I don't see many drawbacks it is quite common to use alternate alias tables.
    Cheers
    John
    http://john-goodwin.blogspot.com/

  • Minus and NOT EXISTS - What's the difference?

    What is the difference when you use these statements when evaluating whether one tables differences to another. I thought they were supposed to act the same.

    The MINUS query returns all rows in the first query that are not returned in the second query.
    Each SQL statement within the MINUS query must have the same number of fields in the result sets with similar data types.
    The EXISTS condition is considered "to be met" if the subquery returns at least one row.
    The EXISTS condition can also be combined with the NOT operator

Maybe you are looking for

  • How do I get back on my iPhone 5s?

    I reset (by holding down the lock and home buttons) my iPhone 5s today because the screen kept freezing. When it came back on it was the white activation screen and it won't let me use the phone at all until I enter my apple ID and password that I us

  • Mac does not recognize CR2 files from Canon T2i

    First, I am posting in this forum because I need help for a problem that I think only experienced photographers could answer, even though I don't use Aprerture (or iPhoto). I borrowed a friend's EOS-1D Mark II and shot using the camera raw format. My

  • How to view laptop on a tv

    I want to watch ESPN 360 on my tv. Is there a way to hook my Mac Book Pro to my tv to do this?

  • Restore a database in recovery mode sql server 2005

    Please i need some help. My database has been marked in recovery in sql 2005 management studio and i can't connect to it how do i bring it back to normal

  • Adding administrators to iweb

    I am building a website for and organization that I belong to. I would like to have help keeping the website up to date. How do I add other members as administrators for the site?