What is the latetest iPhone I can use for a pre paid phone plan

I want to buy a phone and pre-pay month to month. Everyone says I can't but my X-wife, my daughter and my granddaughter all have that type of service.

That depends on where you are and what carrier you want to use.
In the US, there are no supported GSM carriers that offer pre-paid service for the iPhone. There are a number of CDMA carriers that do, but you must purchase a phone specifically for their network.

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