What kind of credit card usage led to a credit limit increase for you?

Question

 What type of spending behavior led to your credit limit increases?  (Ie zero balance, high usage with early payments, 9%, 30%, ect).   Were they notable increases?   What time frame did the increases occur in?

Answer 1

As others have noted, there is no set formula, it depends on the lender (and perhaps involves some voodoo or superstition) I got an AMEX Delta Gold card in June 2013, with a $2k limit, and put $4,500 through the first 11 months. Always letting the balance report on the statement, always PIF close to the payment due date. Then purposefully maxed it out twice, reaching $1,800 in early June 2014, then up to $1,300 again in mid-June when they gave my an auto CLI to $3k. My BofA AMEX card, back in the day, had been auto CLI up to $28,800 in April 2008, so I used $21,800 of it. Then they started CLD:Jan 2009, $21,700 (these are all CL, not balances), though the balances were only a few hundred under each step down in CL, the true Balance Chasing scenario)Apr 2009, $20,500Sept 2010, $17,300May 2011, $16,000Jan 2013, $12,700Then in August 2014, I got a 0% offer from US Bank, so I cleared off all the remaining $12k from this BofA AMEX, and in October 2014 moved a total of $10,700 back onto this card on a new 0% 18+ month offer. Proceeded to make some large payments on that. In Feb 2015, got a $3k CLI on this BofA AMEX, from $12,700 to $15,700. Needless to say, it was a good day