What's the big whoop with the emv chip?
This may be a dumb question. But why are people so excited when a CCC issues their cards with the emv chip. Ive done a little research and yes from what I've read the cards will be more secure. But not fool proof. I may be totally missing something. So if anyone can enlighten me, please feel free. Because I know there's people a whole lot smarter and knowledgeable than I am on here.
NRB525 wrote:
Closingracer99 wrote:
alottacards wrote:
This may be a dumb question. But why are people so excited when a CCC issues their cards with the emv chip. Ive done a little research and yes from what I've read the cards will be more secure. But not fool proof. I may be totally missing something. So if anyone can enlighten me, please feel free. Because I know there's people a whole lot smarter and knowledgeable than I am on here.It is a lot safer... and nothing is fool proof. You do realize the mag stripe has been in existence since the mid-late 40's right? You have issues like what happened with Target and Home depot because of the United states slowness to implement EMV chips and even then we got to be special and do Chip+ Sig not Chip + Pin. Sometimes I hate living in the states* * I love the united states but America's insistence to be different is annoying lol. The Metric system is a lot easier and Chip and pin is accepted all over Europe yet we have to go to Chip + sig?I don't think it was quite that early. ENIAC would have been overloaded.First use of a mag stripe by the CIA in the early 1960's, credit card roll out in the early 1970's.Some of you may recall the "finger smasher" imprint machines we had to use to put credit card charges on multi-part forms, then the paper would go to centralized bank processing centers where that data would be manually keypunched into the computers. The "finger smasher", by the way, is the reason we still have raised letters and numbers on most credit cards today. It is the real "old school" data input format that is still on most credit cards.Actually the Mag Stripe was a technology for something else in the late 40's. Go look it up Excerpt from the Wiki page Magnetic recording on steel tape and wire was invented during World War II for recording audio. In the 1950s, magnetic recording of digital computer data on plastic tape coated with iron oxide was invented. In 1960 IBM used the magnetic tape idea to develop a reliable way of securing magnetic stripes to plastic cards,[1] under a contract with the US government for a security system. A number of International Organization for Standardizationstandards, ISO/IEC 7810, ISO/IEC 7811, ISO/IEC 7812, ISO/IEC 7813, ISO 8583, and ISO/IEC 4909, now define the physical properties of the card, including size, flexibility, location of the magstripe, magnetic characteristics, and data formats. They also provide the standards for financial cards, including the allocation of card number ranges to different card issuing institutions. What I was talking about the technology itself was invented in the 40's, not it's use for credit cards
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