What's the latest thoughts on if the Mac mini needs an anti virus program?

What are the latest thoughts about downloading an anti virus program for the Mac mini?

A lot depends on your computer habits and those who
you have contact with.  Running the afore mentioned
software can provide a safety net.
These days, malware, Trojan horses, and phishing are
much greater a threat to Macs than viruses.   I'm not
saying that viruses are not possible, but they are not
as profitable. 
Bottom line, use common sense.  Don't install or open
anything you didn't request.  Avoid torrent sites.   Never
give out personal information except when you specifically
request something that requires it. 
Many large ISPs provide virus scanning of emails before
they even reach your computer.
Determining the need of an antivirus program starts
with an evaluation of yourself and your habits.
PS.  I have worked with Windows computers from
        NT thru Windows7 and never had an antivirus
        program other than my own habits and have
        never been infected.

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