What's up with gifting a song?

Greetings everyone,
Here's the deal, I am loged in to my apple id / account and I want to gift a song. When I click to gift the song it goes into the thing where it wants my credit card info and so on.
Do you mean to tell me I can not just gift a song and have them take it out of my itunes apple money that is already in the account?
I'm in the same window that I would use to just buy the song. If I click to purchase the song it will just take it out of the total showing on the top right of the screen. But if I want to just gift it, it wants my credit card info. What am I doing wrong?
I haven't ever given any credit card info. I go to the store and purchase itune cards and that is how I have the balance it shows on the itunes window when I am logged in.
Thanks for your help
Marco

I don't understand that thinking. I would imagine they must be loosing $$. I'm sure I am not the only one that doesn't like to use credit cards on the web.
Thanks for your time
Marco

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