What's your highest Credit Card limit?
When I applied for the Amex Delta Reserve card, I nearly fell out of my seat when she told me that my CL will be $25,000. Is there a maximum amount that personal revolving cards cannot exceed? What is your highest CL and which card is it? American Express Delta Reserve: $25,000.
Back in 2000 American Express listed on all Revolving Credit Cards $100k max... I would be surprised if they are not higher now... but as stated $25k seems to be the max for many people unless done by Amex... My father was at $25k on Platinum Optima and was declined CLI to $35k, but was able turn around and apply and instantly be approved for $10k or $15k (for get exact amount) on another Revolver... Over the years since 2000 he eventually had 6 total revolving cards with Amex totally $68k and 1 personal charge and 1 business charge (10k max ever charged on personal and $17k on business) of course then the credit crunch... lines drastically CLD. Bank of America is $250kDiscover used to be $50k, I think they are $100k now as someone posted but they also seem to be saying these days that they won't go over $15k without something, not sure what. Nordstrom is $50k but if you want to go above $15k you will most likely need to provide stuff. Citi is $250k i think Capital one is $25 or $30k I believe Neiman Marcus when they use to underwrite themselves they had no limit for "Some Customers" I mean they do sell a Private Plane and people have purchased them on Neiman Marcus card before... now it's with HSBC not sure if they can go million but I would assume Neiman Marcus would not want to loose those customers by selling the credit devision to HSBC. I have heard as high as $28k on Macy's Store but not sure what max limit is, hard to spend 10k in Macy's unless buying furniture or vacation packages I think!
Similar Messages
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What is your current credit card plan?
Just posting this to hear what others have in mind. Here is my plan. I have: QSQS1NFLArrivalCSPDiscover ItVenture x 2 1. My plan is to merge QS1 to QS then PC to WMCE (talked to csr yesterday, just have to wait until the offer is available) $10.5k2. Complete my spending on both Ventures to get my 80k points, merged together and conver to Venture 1 for no AF $30k3. Close NFL and move the $500 to Arrival4. Complete spending on Arrival and convert to no AF $6.5k5. CSP - keep it and use it $5k6. Discover -keep it and use it $800 Once the above is done, I will have 5 Cards with only one (CSP) having AF.My ultimate goal is to get the AMEX Gold Charge Card...BK will hit 5 yrrs in October/2015 but wont apply until Jan/2016. Once that is done, no more cards for a least 5 yrs.
Wanted Ink but recons didn't work out so I will have to try again later. Will easily hit 3k minimum spend on Platinum with a TV purchase (9 year old LCD finally died completely on me) and some medical bills. All of my other min spends have already been met with moving related expenses. Longer term, I realize I should've grabbed EDP instead of BCP and cannot PC to it. I will have to cancel the BCP and apply fresh for EDP, but that's at least a year away since I want to take advantage of the 0% APR. I may just get the regular Everyday and park my MR there it if I decide to commit 100% to UR. I will probably cancel PRG after the next airline credit to avoid the AF, after parking my MR on Platinum/Everyday. I will most likely sockdrawer Double Cash and use CSP/Freedom for nonbonus spend since I am consistently hitting 2 cents per UR or better on redemptions for travel we were planning anyway. I'm playing around with the Marukai as well and would like it to be my daily spender instead but we'll see how their payment processing and customer service go before I commit to that. Discover is mostly relegated to Discover Deals and bonus categories now. Sallie Mae is only for groceries until Freedom changes in Q4, and then only gas/groceries until 2016 since Amazon will still be covered in Q4...if I get Ink before then, I can buy gas/grocery/Amazon giftcards at Staples & Office Depot for UR and sockdrawer Sallie Mae altogether. Platinum is just there for the bennies - my most visited airports are SFO, LAX, and MIA so I hit Centurion Lounges all the time. I'll keep FNBO active long-term, even though it isn't that useful to me right now. It will be when my 0% APRs run out. My longer term lineup is something like CSP/Ink/Freedom/Platinum with Marukai/Discover/FNBO on the side; the rest downgraded and sockdrawered for AAoA padding.
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I cant download free apps when my credit card limit is over?
I am trying to download free apps, but my credit card limit is over... i can´t download??
say that my credit card is invalid!!
why??
how i can remove this credit card and use free account??
thanks!Is it an account that hasn't been used in the store yet then how did you create it ? Unless the instructions on this page are followed when creating an account : http://support.apple.com/kb/HT2534
then credit card details will need to be entered before the account can be used to download any item from the store.
If you are being prompted to review the account then you could see if this post by mountaingoatgirl lets you do so without needing to enter credit card details : https://discussions.apple.com/message/24303054
If not then you will either need to enter credit card details (you should be able to remove them after entering them) or create a new account (and use the instructions on that HT2534 page when creating it). If you do create a new account and you want to use the same email address then you will need to replace it on that account first e.g. by tapping on it in Settings > iTunes & App Store on your phone and logging into it, via the Store > View Account menu option on your computer's iTunes or via http://appleid.apple.com
Creating an account with 'none' :
computer's iTunes : https://discussions.apple.com/message/24321860
iPhone : https://discussions.apple.com/message/24700173 -
Has your debit/credit card been charged for unauthorized APPLE Itunes purchases? How do you find out who used it?
Max OSX 10.6.8, iTunes 11.1
I had a similar problem: I wanted to synch my playlist to my iphone. I like to have my playlist sorted by genre. But under each genre, albums are not sorted by the track numbers. This is a problem, especially when I am listening to club mixes when the DJ smoothly transitions from 1 track sequentially to the next one. Under the properties of each audio file, the Track Numbers and Disc Numbers are already there.
My perfect solution was to turn On Sorting - Sort Album under View>Show View Options. Then, select all the songs in that album (Shift click, Cmd click, etc) , and Edit multiple item information (Cmd I). You will see Info-Video-Sorting-Options buttons. Click on Sorting. Then, under Sort Album, Enter the name of the album. Then OK.
You should now have the playlist sorted by Genre, then each album individually sorted by track numbers. On your playlist you should see, if you scroll right, the column added called "Sort Album".
Hope this helps. -
No credit, what is the easiest credit card to get??
Hello everyone, I am 18 about to be 19 and new to credit, i have no credit history whatsoever. I need help figuring out what is the easiest credit card to get with no history. I am currently a student at a university and dont have a job and have a savings account with bank of america. My parents have bad credit so i dont know what to do. I need advice as to what kind of credit card i should be going for in my situation and what should be the easiest to abtain. Any other advice is also welcomed! Thanks!
dzemene wrote:
Hello everyone, I am 18 about to be 19 and new to credit, i have no credit history whatsoever. I need help figuring out what is the easiest credit card to get with no history. I am currently a student at a university and dont have a job and have a savings account with bank of america. My parents have bad credit so i dont know what to do. I need advice as to what kind of credit card i should be going for in my situation and what should be the easiest to abtain. Any other advice is also welcomed! Thanks!I'm sorry but if you have no job or other source of income and no credit you won't be able to obtain a credit card. You need to find employment and then look for a secured credit card to establish some credit. -
Hi,
I'm developing a form in 10g for booking online. Ours is a resort company and thru the forms, the agents can book for customers online. I have to use credit card stuff in my forms where the agent will take the customers credit card number and other information and enter it in the form and click on process. It should check for the credit card number if its valid or no and validate everything else and if everythings fine, process it.
I have no idea how to do this. If anybody knows about it, please give me a detailed information.
Thanks. Appreciate it.I suggest you contact your bank or financial institution. They should be able to provide you a service that you can call to check whether the credit card account is valid, the credit limit, etc.
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What effect does closed credit card accounts w/ a balance I'm paying off have on my credit score.
I've closed three credit card accounts and I'm paying off the balance on them What effect does that have on my credit score?
Don't think it will take a hit right now. It stays on your report for 10 years after you close it. Even though you pay it off, removing the cards will raise your available credit, leading to a higher UTIL %. But UTIL % is overrated. Long as its below 30%, should be fine.
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Entered wrong email address when setting up an account, what will happen to credit card?
I accidentally entered a wrong email account(it was mispelled i think) when creating new apple id and i dont remember the email add that needs to be verified. so i havent verified that account yet cuz i cant remember the email add. what i'm really worried about is the credit card i entered along with that email. What if someone verifies that account and use my credit card? Is there a way to delete that account(tho it's still not verified?) please help me.
Yes, you can sync your own music to your iPod via your computer's iTunes. If you have the music on your computer but not yet in your computer's iTunes then if it's in a compatible format then you should be able to add it via File > Add To Library - if it's not in a compatible format you will need to convert it first.
If your iPod is on iOS 3 then it sync to the iPod app, if it's on iOS 5+ then it will go into the Music app (in iOS 5 the iPod app was redesigned and renamed).
Syncing music : http://support.apple.com/kb/HT1351 -
What's your Discover Credit Line?
Just curious. I've heard that Discover is stingy with handing out high limits.I got my Discover More this September, and they gave me $3500. A bit stingy as my other cards are all between $7k and $12k. When the nice lady on the phone verified some information she asked if that was high enough. I was afraid to ask for more and said it was ok. Maybe I should have been bold and requested more?Anyway, I only spend about $200 to $600 on it per month, so the line of credit is completely sufficient. I hope though that they will raise it in the future. I've read on here that when people redeem $50 of their cashback for statement credit, this will often trigger a credit line increase. So, what was the limit of your Discover when you got it? And, has it been increased (or even decreased) ever since? Mod Note: This is an old thread that has been revived. To see responses for 2014, see from the bottom of page 10 on. --tinuviel, myFICO moderator
wollepopolle wrote:
Just curious. I've heard that Discover is stingy with handing out high limits.I got my Discover More this September, and they gave me $3500. A bit stingy as my other cards are all between $7k and $12k. When the nice lady on the phone verified some information she asked if that was high enough. I was afraid to ask for more and said it was ok. Maybe I should have been bold and requested more?Anyway, I only spend about $200 to $600 on it per month, so the line of credit is completely sufficient. I hope though that they will raise it in the future. I've read on here that when people redeem $50 of their cashback for statement credit, this will often trigger a credit line increase. So, what was the limit of your Discover when you got it? And, has it been increased (or even decreased) ever since? Just recieved my Discover More card last month, and you are doing better than me, my cl is only $3,000.00. When I spoke to the rep who verified some information when I did my online app I was bold enough to ask for a higher limit and stating I had other cards with higher credit limits, but he mentioned since I am a new cardholder Discover wants to see some payment history and I would be able to ask for a cli, although I don't seem to recall the time frame of when to ask, I am just going to wait six months from now and see what happens hopefully it is automatic as I have heard of hard pulls with customer related requests for cli's. -
What's your 'safe' clip scale limit?
I've got a bunch of clips where I would like to scale each clip up so that the lapel mic being used is not seen.
Footage is from a Canon 5Dmkiii at full 1920x1080 25fps.
I understand it's not always going to be the same - and it's a bit subjective,
but as a rule of thumb, what is a 'safe' amount to scale up a clip by (i'm thinking of about 115%)Scaling up is normally safe to about 5% - but it depends what you feel is noticeable.
How are you outputting the movie?
If it's going out on DVD, why not edit it in a DV timeline and then if you drop your 1080 footage into it, you'll be scaling DOWN quite considerably, so scaling back up a little to hide the lav mic would be a synch.
My advice is to try a short section, output that to whatever your intended delivery format is, and look at it - if it looks OK to you, who cares what the 'rules' say?
Andy -
What's the highest credit score you've seen?
A lot of people here say a 850 score is perfect, but i've seen scores that were even higher. I work in the car dealership industry and i see credit scores day in and day out. I don't rememeber the exact score since this was before i joined myFICO but it was somewhere in the 870 range.
slipper wrote:
A lot of people here say a 850 score is perfect, but i've seen scores that were even higher. I work in the car dealership industry and i see credit scores day in and day out. I don't rememeber the exact score since this was before i joined myFICO but it was somewhere in the 870 range. That's because auto dealers typically used the auto enhanced version of Fico which goes up to 900. On the regular Fico 08 score, 850 is perfect and you won't see a score higher than that.. There are many versions of Fico and some have different ranges: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-versions-and-variations/td-p/1197617 -
What is the Best Credit Card Design?
I am bias... Discover Northwestern
Here are some of the card designs I have enjoyed and/or found to be especially aesthetically-appealing: (1) FNBO Amex (6.25% V APR version): not a true metal card per se, but the sleek silver design with repeating, interlinking rivlets definitely makes it look metallic-esque or faux-metal (2) Discover More: USA flag version(3) Barclay Ring MC: looks like it could be surrealist artwork, lol(4) BoA Cash Rewards card (the design that preceded the current design): had a nice, classic, elegant look-and-feel(5) Citi TYPref card: just goes nicely on the eyes...(6) Citi DP card: ditto the above...
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icloud keeps emailing me saying my account cannot be billed - please go to "settings" and click on "accounts". There is no "accounts" in my icloud . I checked into apple accounts and it says the credit card has expired. It has not. what now?
The credit card used is that registered in the iTunes Store. Open the Store and go to your account. Click 'edit' next to 'payment details' and amend the card details if necessary.
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ITunes keep rejecting my credit card. What do I do?
I have re-entered my credit card info about 30x and it keeps saying my card isn't valid, but it works everywhere else.
HELP PLEASE!No, it's probably due to your trying to enter in a new debit card. Debit cards are no longer accepted in the iTunes Store, it seems. The current valid payment methods are listed here:
http://support.apple.com/kb/HT5552
You can try contacting the iTunes Store and asking if there is any way to use your card, but they probably will tell you that it's not possible.
http://www.apple.com/emea/support/itunes/contact.html
Using a debit card in any online service where it stores your card is a bad idea in any case since if someone gains access to your account in the service, they can quickly drain your bank account. Credit cards limit your liability, as do prepaid iTunes cards.
Regards. -
Hello ,
I will like to change my payment information but my new credit card is not American , Is Canadian .How can i change the country on my billing info? I cant seam to be able to do it .
Thanks a lot for your help ,What country are you in ? If you are in the US then you can only use the US iTune store, and you can't use a Canadian credit card with the US store - a credit card needs to have been issued by a bank in the country where you are.
If you are in Canada then remove your old credit card from your account and then update your country/region and billing address on your account e.g. by tapping on your id in Settings > iTunes & App Store on your phone and 'view Apple id' on the popup, or via the Store > View Account menu option on your computer's iTunes
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