Whats the difference between a discount upgrade and a full upgrade

I currently have a windows lumina smart phone.  Its up for a discounted upgrade now.  I want to upgrade to an Iphone 6 plus but what is the difference if I get the upgrade now with the discount VS waiting till it's totally due for an upgrade?  Would I pay nothing if I wait or would I still end up paying?

I'm not sure what you mean by "it's totally due for an upgrade".  You can upgrade at any time by paying full retail price for a phone or buying a gently used phone from somewhere like swappa (or borrowing a phone from someone).  If you're eligible for a subsidized/discounted upgrade, you'd pay the two-year contract price listed on the VzW web site.  You can check your subsidized/discounted upgrade date by dialing #UPG from your cell phone.

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