When I run out of funds in my account (I always redeem I-Tune $15 or $25 prepaid cards) if additional music is purchased, they are automatically billed to my credit card.  Why? Is there a way to prevent this?

When I run out of funds in my I-Tune account (I always redeem I-Tune $15 or $25 prepaid cards)  if additional music or apps are purchased, they are billed to my credit card.  Why?  Is there a way to prevent this?

Roaminggnome:
I have just found a way to do exactly what I wanted to do!
I opened I-Tunes, then clicked on the "Account" link under the heading "Quick Links".
After entering my Account ID and Password, I got the "Account Information" window.
I then clicked on the Edit link at the end of the "Payment Information" line which listed my current credit card information.  This opened the "Edit Payment Information" window. On this screen, instead of selecting Visa, etc... I selected NONE and then clicked on DONE at the bottom of the screen.  Just like magic, my credit card information disappeared and was replaced by "No Creidt Card on File" which is exactly what I wanted.  FYI.  

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