When I try to download a free app from the app store or itune it ask me for my credit card info. anyone know why.

Can anyone tell me why app store or itunes require a credit card on file for a free download

This happened to me
I dont know why this is happening, i have had my ipad for a year, then suddenly i was requested to enter my card details for the free apps. No one has access to my ipad, except me.
Go to settings, scroll down to App logo. Tap the logo, to open up the window on righthand side, Tap the App logo under automatic downloads and ghost out (turn off) this worked for me

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