When i try to download an app i get a pop up saying verification required

i have money on my account, and the app i'm trying to download are for free. This has never happened before and not quite sure why its happening now, want to know what to do

That's just verifying that it's actually you downloading the app I believe.
If the app is free, it's free, verifying your payment info won't cost you anything
So just verify all your info on there and it should work, it's possibly because you haven't downloaded an app in a while, or you haven't downloaded an app on that iDevice yet, I dunno, Apple asks me to verify my info sometimes too.
Hope I helped.

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