Where are installed apps kept on iphone 4?

I recently installed a TD Bank app that allows me to do online banking.  I can never seem to be able to find it without a great deal of searching.  How and where should this app show up on my phone?
Thanks for your assistance.

It should be on one of the home screens or in a folder.
You can put it wherever you like.
iPhone User Guide (For iOS 4.2 and 4.3 Software)

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