Which cards should I apply for?

I have a 637 EQ, 694 TU, and 697 EX, and was thinking about doing an app spree. I currently have 3 CU cards (2500 and 5000 limits), one is secured with a $500 limit. I did a pre approval on ths Chase site, and the Slate came up, then Freedom. I'm also considering Discover it, BoA, and a Cap One card. Any othere with a high rate of approval with my scores?Any help would be appreciated

darrell11 wrote:
c00mtg wrote:
darrell11 wrote:
c00mtg wrote:
darrell11 wrote:
thanks addict, any method to the madness there? Don't those Cap cards have an annual fee?Ventures have AF but you can downgrade to Venture1 before AF posts. You can get 2 Cap1 cards (if approved) with only 1 HP/per CB...but you have to apply same day.mtg, did you mean upgrade? So you don't have to pay teh fee when you get the card?No, i meant downgrade...if you get the venture which has AF, you can downgrade to Venture 1 non-AF. Most people like me get the venture AF because you get 2x points, spend $3k and get 40k points...with Venture1, you only get 1.5 points, have to spend $1k and get 20k points. It wll depend on how much you spend/month.ok, you can tell I'm pretty new to the card biz, but talk like this really helps. I have only had my current cards for 2 months.No worries...how much do you spend per month on things/bills you can pay with a credit card?

Similar Messages

Which card should i apply for?

Hi,I have about 6500 in credit card debt with no baddies. About 55% utilization. I am thinking about applying for a card to transfer my balance over @ 0%. Scores are 660,663,666. What do you guys recommend?

drvbasic wrote:
Hi,I have about 6500 in credit card debt with no baddies. About 55% utilization. I am thinking about applying for a card to transfer my balance over @ 0%. Scores are 660,663,666. What do you guys recommend?Have you requested a CLI with the current card? Who is it with? What is the current APR? Have you contacted them to see if they would lower your APR (cap1 does this frequently) in the mean time?(Balance transfers take 7 days to a month!) Request CLI on all other cards. What other cards do you have? Your scores are good enough for Amex ...possibly. See if they prequal you for 0 for 15months. Doubt they would give you a limit higher than 5k. you could split it between two new cards? I would say 6500 is not quite enough for a consolidation loan. What do you fellow myficoers think? Worst case scenario, your credit takes a hit for opening a new account, the new limit will lower your total UTIL, so may see it go up, but when you do the BT it will swing back a bit, but overall you could be higher than lower with scores. Transfer it all to the new card, pay it down fast, and you may be surprised at the results. Your inquiries are high now, so you could just be forced to app for cap1. Only the qs, qs1, venture1, and prestige will offer 0% interest. Leave capital one as a last resort because they wont care about adding 1 or 2 more inquiries...Venture1 will have the higher limit most likely so do that first.

What Credit Cards Should I Apply For?

Hi there, My Ch7 was discharged 4/15/15. I have applied for a First Premier Card (approved at $700) & Target (declined) and that is it. What cards should I apply for? Trying to rebuild and not sure how to go about it. Any advice is very much appreciated. All accounts are showing as closed on credit reports except for student loans. Transunion is 558/ Equifax is 575

Hello, My BK7 was discharged in late March. I just applied for Express and New York & Co store cards using this link http://www.doctorofcredit.com/shopping-cart-trick-get-credit-cards-without-the-hard-pull/ This link contains a list of retail cards you can get with a SOFT PULL!! Just go to the retail site, put items in your cart, go to checkout. If a card invitation pops up, click on it and be sure to use the same address that's on your credit report. The application only asks for the last 4 of your SS. Since I recently moved, I entered my old address and immediately after approval called customer service to update my address and find out the credit limit. Each account has a $250 limit. I think this is a good way to avoid secured cards or worse yet, cards like 1st Premier and Credit One with outrageous rates. My cards will arrive any day now! With proper usage of these accounts and my student loans reporting good payment history, I expect to receive unsecured offers in a few months.

How many cards should I apply for ?

So, recently, I applied for 2 new cards ( both with capital one) and got approved for both ( credit score is 621). Currently, I have 5 inquries on my credit report, hence, I'm wondering should I apply for one additiona card? Alternatively, should I simply build my scores higher in order to get a better card in the future? Thanks!

SuperMarioTex wrote:
Sure! Experian is 621, and 602, 600 ( Trans/Eq). Currently, I have a Wells Fargo Secured Card ( $300 Limit), which is almost 3 years old (long time for secured I know). The two new capital one cards both have $1,000 limits. I still have 3-4 baddies ( small amount med collections) that I will get removed within in the next 2-3 months via PFD. Additionally, I have a judgement ($1,800), which is 6 years old reporting on both Trans/EQ. Thanks for the detailed info. Don't apply for any more cards until the 3-4 baddies come off your report in the next 2-3 months. Once those come off, you will see a rise in score which will make you be able to get some really good cards. For now, work on the baddies. Congrats on the 2 CAP 1 approvals...

What Credit Card should I Apply for? BofA or Citi

Hello guys I would like your advice, I received a pre approved offer letter from Bank of America, for the Americard something interesting on this offer is that it has 21 billing cycles at 0% APR for Balance Transfers, after that 12.99% APR, I also have a pre approved offer letter from Citibank, for the simplicity card, 21 months at 0% APR for balance transfers, 17.99% after. What Credit Card do you think I should pull the trigger ? At first glance the APR says everything and BofA would be the best, but I would like to get some extra info from you guys. I am a Citibank customer, I have my checking and savings account with them as well as a couple of CC, in contrast I would be a new BofA customer. What do you think would be the CL if I am approved on BofA and what do you think would be the CL if I am approved on Citibank?

sweetdreams wrote:
I don't have experience with BT cards but just wanted to share about my personal experience with these two lenders BofA: started out as a secured card $500 and CLI to $1,500 with HP then opened a BBR $500 auto CLI to $1,000Looking at current BT offers for these cards, there are no BT promos... They are only offering 3% BT fee and then the APR on the account (currently 15.99% for me)I haven't read around the forum about BofA allowing direct deposit into checking account and then paying off other lender's credit balances but I know Citi explicitly states they allow direct deposit (if this is a feature you would like to have) Citi: have the discontinued Dividend card $9,000 CL and double cash card $2,900 (no BT promos showing for DC because I'm still in my 0% period)I have had Dividend for a year and looking at current BT offers, there are two: one 3% BT fee and 4.99% until 7/2017 and another for 3% BT fee and 2.99% until 8/2017. Personally, I think Citi has better long-term BT offers. You mentioned you have CCs from Citi? Have you checked your current cards for BT offers?
In terms of limits, everyone is different but I think Citi gives higher limits without HPs for CLIs Great, thanks for sharing your experience, I had a look at my current BT offers in citibank and they are not that good the best deal is 18 months and 2.99% APR during that period of time. I have the thank you CC 20k CL this one is my first and oldest CC, I applied for the diamond cc about 8 months ago I got only 7.6K CL so that's my fear with citi and get a little CL than the diamond, as for BofA I got no idea of the minimu I could expect, I have read the minimum is $500 which for me knowing that is not attractive to apply for it

Which card should i go for?

In my wallet i've got QS- 2000Discover- 1500Fairwinds -1000Merrick Bank- 1000QS- 850 Sears store card- 500 Refinancing my car in two weeks, but once i do that i'm thinking of going on an app spree. What do you guys recommend? Can i get an Amex? I check the prequal sites for Amex and Chase daily and none pop up. I'm opted in, though i do have a fraud alert on my TU report that i don't believe is on my other ones. Not sure if that would affect anything. For Those On Mobile. 8/01 EX- 692 TU- 691 EQ- 669
Inquiries EX-6 TU- 8 EQ- 15
1.5 years Since Last Late payment
Oldest ACC- 2.4 Yrs AAOA- 1 year
Goal: 700 across the board

Kuma wrote:
In my wallet i've got QS- 2000Discover- 1500Fairwinds -1000Merrick Bank- 1000QS- 850 Sears store card- 500 Refinancing my car in two weeks, but once i do that i'm thinking of going on an app spree. What do you guys recommend? Can i get an Amex? I check the prequal sites for Amex and Chase daily and none pop up. I'm opted in, though i do have a fraud alert on my TU report that i don't believe is on my other ones. Not sure if that would affect anything. For Those On Mobile. 8/01 EX- 692 TU- 691 EQ- 669
Inquiries EX-6 TU- 8 EQ- 15
1.5 years Since Last Late payment
Oldest ACC- 2.4 Yrs AAOA- 1 year
Goal: 700 across the boardI think you would be better advised to get one card, rather than go on a spree. I would suggest the Barclays Rewards card it you're not going to use it for cash advances or balance transfers.

Should I apply for another store card?

MssRemaa wrote:
Right now I only have Cap One $700, Credit One $1k, Vs $350 and just got approved for Discover $1400...... I closed my Cap One last year b4 I started looking on this site.. My Vs was open May 2015, My Credit One was open for almost 2yrs ago. My curent scores are in my Sig..... Should I apply for another store card or anything to help build or just leave what I have? I've had a total of 5 Auto loan, one I'm still leasing, 2 personal loans from CU, and pay as agreed student loan...... all good accounts never late.....I have one issue on my TU but score just updated to 682 fico 8........ no issues on EQ 655 fico 8 but everything was not reported like my Bmw lease that's open now and a few others...... my Ex is frozen which is my lowest score with 2-3 issues. Any advice is appreciated!You don't need another store card. Just use what you have

Right now I only have Cap One $700, Credit One $1k, Vs $350 and just got approved for Discover $1400...... I closed my Cap One last year b4 I started looking on this site.. My Vs was open May 2015, My Credit One was open for almost 2yrs ago. My curent scores are in my Sig..... Should I apply for another store card or anything to help build or just leave what I have? I've had a total of 5 Auto loan, one I'm still leasing, 2 personal loans from CU, and pay as agreed student loan...... all good accounts never late.....I have one issue on my TU but score just updated to 682 fico 8........ no issues on EQ 655 fico 8 but everything was not reported like my Bmw lease that's open now and a few others...... my Ex is frozen which is my lowest score with 2-3 issues. Any advice is appreciated!

What USB 3.0 card should I get for early 2009 Mac Pro so I can connect the Drobo 5D? They say get CalDigit or Sonnet. Anyone have preference or experience with reliability. Trying to find which is better.

What USB 3.0 card should I get for early 2009 Mac Pro so I can connect the Drobo 5D? They say get CalDigit or Sonnet. Anyone have preference or experience with reliability with this. I am running Lion and Trying to find which is better as I know from experience not all cards are created equal. Thanks in advance for your help!

yakov536 wrote:
High Point RocketU Quad USB 3.0 for Mac is working great for me. Had an issue with CD/DVD Drive which was resolved with most current driver downloaded from the support site.
Running Moutain Lion on Early 2009, mirroring two Seagate Go Flex 2TB USB 3.0 Drives. Installed in Slot 4.
Using it primarily with VMWare Fusion for Virtual Drives. Windows, Unbuntu and other OS running really well.
HPT Support was responsive and very helpfull using the WEB Portal under the product page.
I have some comments and a suggestion:
Have you tried your setup with a SD/CF combo card reader (like the Lexar or Kingston FCR-H63)? Does the card appear on the desktop when first plugged in?
Did you need to fool around with any kind of power issues in installing this card in the x4 PCIe slot of the MacPro?
Suggestion. Have you tried one of the fixed in this article to cure the BT issues in MacPro 3,1?
Good luck.
Henry

Should I apply for mortgage to see where I'm at????

Hello, we are hoping to buy end of this year. We have been working on raising our credit score to get qualified. The builder we like in our town uses a preferred lender, we were thinking of applying now just to see if it's even possible to get a mortgage with them and/or any suggestions they may have to get qualified. The preferred lender is Pulte Mortgage. Will this hurt our credit score significantly? any advice would be appreciated! Thanks

Right now I only have Cap One $700, Credit One $1k, Vs $350 and just got approved for Discover $1400...... I closed my Cap One last year b4 I started looking on this site.. My Vs was open May 2015, My Credit One was open for almost 2yrs ago. My curent scores are in my Sig..... Should I apply for another store card or anything to help build or just leave what I have? I've had a total of 5 Auto loan, one I'm still leasing, 2 personal loans from CU, and pay as agreed student loan...... all good accounts never late.....I have one issue on my TU but score just updated to 682 fico 8........ no issues on EQ 655 fico 8 but everything was not reported like my Bmw lease that's open now and a few others...... my Ex is frozen which is my lowest score with 2-3 issues. Any advice is appreciated!

Which Objects should I target for integrating Eloqua REST API 2.0?

Which Objects should I target for integration? and What are the possible use cases for the additional objects other than core objects?

I am still trying to find a good REST API 2,0 document like the Bulk 2.0 document. Book List: Oracle Marketing Cloud
I did find this but is also not in depth:
REST API - Documentation for Core Objects

Some times the ipad will ask me to install adobe flash player to view some internet vedios. Which version should be apt for my Ipad 4

Some times the ipad will ask me to install adobe flash player to view some internet vedios. Which version should be apt for my Ipad 4

IOS device do not support Flash
However Skyfire, Photon, iSwifter, Browse2Go and Puffin Web Browser will provide limited Flash capability

HT3669 which driver should i use for the epson LX300 matrix-dot printer??

which driver should i use for the epson LX300 matrix-dot printer??? I dowloaded all drivers for epson but i didn't find the driver for the LX300.
I bought an i mac not so long ago, can anyone help me about this?

i use parallels desktop 7 because i use a program for work with windows XP. Is there really no solution?

I am planning to buy DSLR Camera which one should I go for .

Dear Team,
I am planning to buy DSLR Camera which one should I go for . I have selected three camera models EOS Rebel T4i DSLR , EOS Rebel T5i DSLR or EOS 7D please let know the cons and pros of the three cameras and help in buying .
Regards,
Kalyan

There's not much of a jump from the T4i to the T5i; Canon releases updates to these Rebels so frequently they often lack substance. Looking at the specs I don't see anything that jumps out at me - I'd grab whichever one I could get cheaper.
The 7D is a substantial jump up. Much more sophisticated autofocus. Faster burst rate, shorter shutter lag, weather sealing, better build, better LCD, viewfinder coverage, etc. Keep in mind it's the same old sensor, but there's a lot more to a camera than a sensor. The 7D has been the go to camera of sports enthusiasts for years.
Edit: I didn't mean to sound like I was selling the Rebels short, I think they're a great camera for the price, depending on your needs. There are things that more novice photographers may prefer in a camera over the 7D, like built in flash, or the flip out screen, or in-camera HDR.

Which Image should we need for the below model router 2951 to support 4 Byte ASN number ?

Hi All,
Which Image should we need for the below model router 2951 to support 4 Byte ASN number ?
CISCO2951/K9
Cisco 2951 w/3 GE 4 EHWIC 3 DSP 2 SM 256MB CF 512MB DRAM IPB
PWR-2921-51-AC
Cisco 2921/2951 AC Power Supply
CAB-ACSA
AC Power Cord (South Africa) C13 BS 546 1.8m
HWIC-BLANK
Blank faceplate for HWIC slot on Cisco ISR
ISR-CCP-EXP
Cisco Config Pro Express on Router Flash
MEM-2951-512MB-DEF
512MB DRAM (1 512MB DIMM) for Cisco 2951 ISR (Default)
MEM-CF-256MB
256MB Compact Flash for Cisco 1900 2900 3900 ISR
SM-S-BLANK
Removable faceplate for SM slot on Cisco 290039004400 ISR
SL-29-IPB-K9
IP Base License for Cisco 2901-2951
S2951UK9-15501T
Cisco 2951 IOS UNIVERSAL
EHWIC-1GE-SFP-CU
EHWIC 1 port dual mode SFP(100M/1G) or GE(10M/100M/1G)

> Can someone suggest ?
a forum is no realtime-communication ... ;-)
For the ISR G1, it was supported from 12.4(24)T, so I would assume that your ISR G2 has this feature if you are running 15.x.
EDIT: The Feature-navigator says that it's supported starting with 15.1(2)T.

Trying to get ready for home loan.. Should I apply for more credit

My plans are to apply for a home loan in January, currently I have 1 line of credit 1 cc3 installmentIs it okay to apply for more cards, I have always heard not to apply for new credit before you apply for a home loan, but I need points. The baddies are portfolio recovery 672 I am going to pay them then try to gw for deletion My mortgage scores are TU 627EQ 595EX 653 Is the cap one a soft pull, the one you enter your info to see which card you qualify for? I understand I will lose a few points, but when the new credit card reports I may get more points? Thanks Thanks

What's your AAOA now and how many inquiries do you have on your reports from how long ago? Not sold on getting a third card sixish months before a mortgage, LOC + CC should max out most of the score card anyway, you might get a few more points having three for reindeer games but it's not really optimal. I'd probably solve it with a $250 secured card from SDFCU if I were going to do it personally, or go beg for an AU if you have that option. Try to get a PFD for the collection if you can, paying and then GW could be tough. That said with a 2010 forum registration date would've expected your scores to be higher than that, the one collection is really all you have derogatory wise?

Which cards should I apply for?

Similar Messages

Maybe you are looking for