Which imac is best for my daughter? 2.7 or 2.9 ghz

MY daughter is going to study A level moving image at college, before going onto university. My wife and I are computer novices, so would like some advice. We are looking at the 21.5 imac either 2.7 or 2.9ghz, is there much difference between the two in terms of speed.
Also the options we are looking at are 16gb memory and 256gb flash drive (over the 1tb fusion dr). We will be getting preinstalled Final cut pro x and aperture. Will this set up be enough to comfortably run the programs?, or should i get a 8gb memory and 512gb flash drive. The mac would be used for photo and video editing, internet, college work etc.
THe only other difference between the two (2.7 or 2.9ghz models) is the 2.9 comes with a NVIDIA Geforce GT780m with 1GB video memory, which i presume is a graphics card, is this worth having if not into gaming?, would it be useful when running Final cut and video editing?
Any advice  would be most grateful, as its quite a financial outlay, and we know next to nothing about imacs or computers

For graphic arts and film editing I’d recommend the 27” iMac with 16GB or 32GB of RAM. The 27” display makes editing much more enjoyable than the smaller display and the RAM can be upgraded at a later date. The 21.5” iMac cannot be upgraded at all. For film and graphic editing 16GB should be plenty now. I don’t recommend less than 16GB. A 256GB SSD should be sufficient for school work, projects, some music etc. I also recommend a 1TB USB 3 hard drive for backing up the computer using TimeMachine.
Further, at some point your daughter will probably begin creating larger projects and her raw footage and extra files won’t fit on the internal drive and/or the rendered project won’t fit. This isn’t likely to happen in the first year (but might). At that point you’ll want to add a 1-3GB ThunderBolt hard drive. ThunderBolt drives send and accept data differently than USB drives which make them better for movie and sound recording projects. USB 3 is perfectly fine for backing up.
The increased speed of the i7 processor and video card are real but really not as important as RAM and hard drive.

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