Why can i not download apps it keeps asking for payment details when apple already have them

somebody please help its driving me nuts, ive downloaded other apps before, its just suddenly stopped working for some strange reason, ive tried changing my bank details but that didnt work either, somebody help before i end up smashing my beloved phone

Itunes support recently updated their account security so that your billing address in your account must match the billing address of the credit card you are using, as well as how it appears in the USPS database (
http://zip4.usps.com/). Try making sure your address matches exactly and it should allow you to use your account.

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