Why can't I choose the no payment type option

I don't have a credit card to enter into the payment section but its not letting me choose none so I can't update any of my apps or download any free ones

Here is a currently working method as of iTunes 11.0.4.4.
1. Open iTunes
2. Click "iTunes Store" at the upper-right side.
3. Click on "App Store" at the middle-top.
4. Scroll down and find "Top Free Apps" on the right side.
5. Click on the name of any free app (DO NOT CLICK THE FREE BUTTON).
6. Click the "Free" button on the left side under the app icon.
7. Enter your stuck Apple ID and password and click "Get".
8. When you see the "This Apple ID has not been used with the iTunes Store" popup click "Review".
9. Click "Continue".
10. Check the box for "I have read and agree to these terms and conditions" and click "Agree".
11. Click the "None" option under Payment Type. (If there is no "None" option, go back to step #5 and make sure you clicked the Name of the app, not the Free button yet).
12. Make sure the other required fields are filled out (Title, Name, Address, Phone Number)
13. Click "Continue".
14. Enjoy your unstuck Apple ID.

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