Why can't I share a Quicken file with another user on my mac?

I have a new mac. Used to have a pc with ms money. it was set so that both my wife and I could open Money and work on the same file (our checkbook).
I get a "can't open file....no permission" message from Quicken if I try to open from my wife's login.
I have the file in the Shared folder and I manually went into File Sharing and set her up to read& write on that folder and file but I still get "no permission"
There has to be a way for 2 people to work on the same file, yes?

I found the answer on the Quicken Support site. Unbelievable!!!!
Article ID: GEN82981 Updated: 8/11/2011 |
Unable to Share a Data File Between Multiple Users on the Same System
Cause The Quicken Essentials data is a data package that contains multiple files. Each item in the package has permission set based on the current users profile. When the Package is moved to a shared folder, the permission in the data package are not changed, therefore cannot be accessed by another user.
You can change the permissions for each individual file within the data package to be accessed by other users. However, the first user who opens the file after the permissions have been changed, will take ownership of the data package, and it will no longer be accessible by the other party again.
SolutionThis issue is currently a product limitation and is expected to be resolved in a future version of Quicken Essentials for Mac.

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