Why can't i use my i tunes gift card for apps on my mac

i redeemd my itunes gift card and in the app store it says i have the money available but when i go to download an app it keeps asking me for credit card info

You might be going about this the wrong way....
To use an iTunes gift card click Redeem under Quick Links right side of the App Store window.
Enter the code then click Redeem.
iTunes Store: How to redeem an iTunes Gift Card

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