Why do I have to type in my password just to create a folder

Why do I have to type in my password just to create a folder ! ?
What can I do to eliminate this silly requirement ?

If the enclosing folder is one used by Mac OS X itself, leave it as is.
I appreciate your advice.   I don't know why I need to “leave it as it is” ?  I'm trying to create a new folder in the hard drive. (Done this for 30 years.)
I did open the Sharing & Permissions section.  system =  Read & Write,   wheel = Read Only,   everyone = Read Only. 
Should they all be, Read & Write ?

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