Why do I keep getting "no token available when expected" when I try to buy more iCloud storage?

Why do I keep getting "no token available when expected" when I try to buy more iCloud storage?

I know that this is a known issue by all of the other threads, but I have not seen this error posted by people who have an active credit card attached to their account.
Is there no solution or even a workaround for this?  Can Apple apply mroe storage if I call them?

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