Why do i need to give them my credit card when i just want to redeem a gift card

I have itunes set up on our home computer. We got a iTunes gift card, so we tried to buy an album  I entered the verification code on the back of the card. the top righthand side of the screen successfully registered the $15. Then when I went to buy an album, it wouldn't let me unless I entered credit card information. Why does it demand my credit card when I am not paying by credit card? When you buy something at a store with cash or a gift card, they don't demand your credit card.

Please see the information here -> Create an iTunes Store, App Store, or iBooks Store account without a credit card or other payment method - Apple Suppor…

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