Why does my billing method not working ? I can't even download any apps now help?!

So every tine I go to download an app my billing method keeps coming up this hasn't happened before so why now ? This is really annoying me as I no my details are right and the apps r free its not even letting me update either !?

Try here
iTunes Store Support
http://www.apple.com/emea/support/itunes/contact.html

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