Why does my iMac now ask for a password when trying to create a folder in Finder?

Hi guys
My iMac has started to ask me for my login password when I try and create a new folder using Finder. I concert folders on the desktop and drag to the correct location in Finder and I can also create folders in the tree view of Adobe Bridge both without having to enter a password. Any suggestions?
Many thanks

Give this a try:
Reset User Permissions and ACLs
Boot to the Recovery HD:
Restart the computer and after the chime press and hold down the COMMAND and R keys until the menu screen appears. Alternatively, restart the computer and after the chime press and hold down the OPTION key until the boot manager screen appears. Select the Recovery HD and click on the downward pointing arrow button.
From the Utilities menu select Terminal. At the Terminal prompt enter: resetpassword. Press RETURN. When the window opens select your startup drive where it says "Select the volume containing the user account:" At the bottom of the window you will see, "Reset Home folder permissions and ACLs." Click on the Reset button.

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