Why does my phone give me the Roaming message when I try to make calls when I'm not roaming??

All of a sudden recently when ever I try to make phone calls I get the message saying that I am being transferred to an external operator to use a calling card, credit card, or collect call to complete my call and that the reason is that my phone is roaming.  I have had this account with Verizon for a year now, I am in the same area as always, and I've never had this problem. I've talked to live chat reps and tried to call Verizon and no one can give me an answer. They've had me call *288 and *28890 and nothing has worked. Whats going on???

This is a complete lie.
Verizon made an update on 10/4 and has been having issues with their prepaid activation which is still happening.  They do not have any update and there is no resolution to this.  If you look at other postings on here they have not responded to any other prepaid customer issues.
You will not be able to use your phone till Verizon resolves this issue.

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