Why does the same collection keep doing soft pulls on my credit
I have 2 soft pulls from the same collection. I don't want to call them and they are located in florida. I am located in CT. most of my previous collections were either from NY or CT. why don't they just call or mail me the bill to my house. I am also afraid to call because since they are doing soft pulls it might be a huge bill. The dates of the soft pulls are in Sept 2013 and Dec 2014. All this info came from annual credit report .com
mwlcolorado wrote:
Portfolio Recovery has been doing soft pulls on me at least 3-4 times a year for a debt from 2002(way outside the SOL.) I'm not too concerned. About once a quarter, they send me a settlement letter and I usually get a phone call every 6 months. I've contemplated a couple times about settling with them (it's only $120ish) but then I think back to all the illegal crap they pulled and harassment I endured and just decided to say screw it. Since it's out of the SOL, there isn't much they can do. They can keep doing soft pulls and sending letters and I can keep putting them in the shred pile.Portfolio started soft pulling my file in May when I applied for a few cards. Since that date they soft pulled me almost every other day for two weeks straight. The last time I pulled a full report they were still doing soft pulls, though not as frequently. I haven't dealt with PRA in many years and panicked at first. But I have received no phone calls and no letters. So, I'll just let it be for now I guess. I have no collections. I honestly don't know what accounts they are collecting on. I find it annoying so perhaps I'll contact them at some point.
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