Why I am being charged for Total Mobile Protection when I never asked for it?  I just checked my bill on My Verizon and was surprised at this additional charge.

I just checked my bill online after upgrading my phone to a iPhone 6 and now I am being charged for something called Total Mobile Protection.  Is this some kind of phone insurance or something?
I was never charged this before so was kind of upset to see it added on without my permission/knowledge (I specified to the Verizon Wireless agent in the store I went to that I only wanted the contract for the $60  2GB and Unlimited talk/text plan that I currently had.  They said that would work).
How can I get this extra $10 a month off my bill?

When you upgrade online you do have the option to deny this though the deny option is way down the page. make s it look like you have to choose an insurance option. Also I've done 2 recent upgrades in a retail store twice and both times they added the protection without asking. Luckily I always check my account so I easily removed this feature on the first day. Let's just say I won't be upgrading at this store ever again. No wonder people get mad when they upgrade multiple lines and their bill is $30, $40, $50 higher than what they a were told because of this unasked for feature.

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