Why i cant download and update my apps ?

i want to know if i cant download and you guys do not accept my credit card  .... how i can download ?

Then you must have setup an Apple ID that requires the use of a credit card and something probably needs to be updated on the credit card. Perhaps the card has expired and you need to enter the new expiration date.
You can update payment information in Settings>iTunes & App Stores. Tap your ID. Tap View Apple ID. Enter your password. Go to Payment Information and tap the arrow in that field to go to a window where you can update the card information. Make sure that the billing address, expiration date and security code are correct.
If that's not what you are talking about, explain what is happening. Provide detailed information about what is going on.

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    Have you clicked on the link directly?
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