Why is it that I have to change my Apple password every week?

This has been an ongoing problem even before the iOS update. I don't use iTunes often, but when I do, I often have to change my password. It's not as if I don't know what it is because I keep it written down and it's not like they are twenty letters, numbers and superhero symbols long. Can someone explain to me what the issue is, if I can deal with it, and how I can deal with it if i can? Because God forbid I have to go through every single letter and number combination before the next update.

Your post is impossible to follow, but if you dropped a line of service that was still under contract, of course you were charged an early termination fee (ETF).  Different plans cost different amounts, so you would see charges and/or credits based on that.  Since you pay a month in advance, you would see prorated charges for the current month plus charges for next month.  You really need to become more informed about what you are doing.  Verizon does not charge a "plan change" fee.

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