Why is itunes keeping me from updating my apps and charging me a dollar more for an app that I gifted?

I had about $1.03 in a debit card that I had forgotten about and used a dollar to gift an app to someone. That was a week ago, now I checked itunes to update my apps and it won't let me because my card has been declined and that it's invalid. It says that I owe a dollar for the app that was already bought (the dollar is gone from my account, I've checked) and downloaded. Now I can't remove my card or update any of my apps.

If you have a card on your account then it has to be valid, it will be checked when you try to download items (if the card doesn't have money on it then it will fail the validation). How have you tried to remove the card, are you logging into the account separate to trying to download the updates, does that not give you the 'none' option : Change or remove your payment information from your iTunes Store account (Apple ID) - Apple Support ?
(Creating a new account won't help with downloading updates to your existing apps, you would have to delete them and rebuy them with a new account.)

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