Why is there no "none" option when I am trying to get an iTunes account?

ok, i have been trying for 3 days to get an iTunes account so I can use my iTunes card I bought, so when i went to redeem it, things when ok, THEN it got to the payment info, the website says that there is a "none" option, and i don't see it. I am tired of getting into fights with my mom about just letting me use her credit card info then switching to none, or using her pay pal account to do the same thing. anyways can someone help me with this? possibly in a way that won't get me grounded?
thanks

Contact iTunes store support
This article clearly states you don't need a credit card
http://docs.info.apple.com/article.html?artnum=301958
+7. In the resulting screen, create your new iTunes Store account. You will have the option to enter credit card information; if you do not wish to do so, click the None button on the Payment screen.+
If the "None" isn't there, it's a problem on their end!

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