Why is there no none?

I'm sure this question is rather common but I think my case is a little different. So I want to review my Apple ID to be used in to iTunes or the App Store on my iPad Air. However, I lack a credit card and therefore I obviously require to tap that none button, which isn't there. So how to I review my Apple ID without a credit card? And remember, I'm not creating an account. So maybe if someone could guide me through the steps to fill up my billing details it would be much appreciated, thank you.

You cannot set up an iTunes Store account using an existing Apple ID without providing some sort of payment method. If you want free apps and don't want to provide a payment method, you will need to create a new Apple ID as part of the process. See:
http://support.apple.com/kb/HT2534
Read the steps carefully as the order in which you follow them is critical.
Regards.

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