Why my ipad wont let me install Apps , update apps or my ipad software an when i go to the setting theres no sofware updates ..... Help Please ?

My ipad dose not have the software update in the settings nor is it letting me donwload apps it keeps asking for a payment method i put the info in but it still dosent work helpp please

The option to update without the computer (Over the air) was made available with iOS 5. If your iDevice is using a version of iOS lower than 5, you will need to use iTunes on your syncing computer to perform the upgrade. Use the Apple link below as a guide for the upgrade.
http://support.apple.com/kb/HT4972
Also read the instructions from the section entitled "Update your device using iTunes" at the link below.
http://support.apple.com/kb/HT4623
Information regarding transferring purchases from your iDevice to iTunes on your syncing computer can be found at the link below.
http://support.apple.com/kb/ht1848

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