Why won't iTunes store honor my gift card?

My balance shows up, but when I try to download an album, it doesn't subtract from the balance, it only prompts me for a CC. What's up with that?
ITunes is expensive and hard to use. Think I'll stick with eMusic which is much better!

Is it actually prompting you for a credit card, or just asking you to verify billing details? Due to recent security issues and identify theft (mostly due to phishing scams), the iTunes Store seems to be requiring more frequent verification of billing information, even if you have a balance from a prepaid card. Go into the Payment information in your account and set the payment method to "none", if it's not already, which should then stop the regular requirements for verification. It may still ask - mine did for a while - but you should just be able to click through the buttons without problems.
By all means, though, if you prefer eMusic, use that service.
Regards.

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