Will a $30 collection affect my score? If so, by how much?

Recently started building my credit (May) with 2 secured cards. A month later I received a collection letter from AT&T for a $30 bill (which I was unaware of) - I called AT&T and told them the reason I had cancelled their service 17 months ago was because while I was doing online classes their internet connection would drop every 10 minutes - after putting me on hold the representative said he just closed the account and that the $30 was not owed anymore. After obtaining my credit reports (TU, EX, EQ) the $30 shows up on all 3 reports as a "Collection: Paid - Closed". I still can't obtain a FICO score, but when I do in another 3 months, will this $30 collection affect my score? If so, by how much? Any help would be appreciated and sorry if this is the wrong forum to be posting in.

fixedronin wrote:
Recently started building my credit (May) with 2 secured cards. A month later I received a collection letter from AT&T for a $30 bill (which I was unaware of) - I called AT&T and told them the reason I had cancelled their service 17 months ago was because while I was doing online classes their internet connection would drop every 10 minutes - after putting me on hold the representative said he just closed the account and that the $30 was not owed anymore. After obtaining my credit reports (TU, EX, EQ) the $30 shows up on all 3 reports as a "Collection: Paid - Closed". I still can't obtain a FICO score, but when I do in another 3 months, will this $30 collection affect my score? If so, by how much? Any help would be appreciated and sorry if this is the wrong forum to be posting in.It will definitely affect your credit score. The $30 dollar amount really isn't as important as the collection itself is the harmful entry. Impossible to tell how much as that is dependent on your overall credit file but it could be a significant amount. Your best bet is to work with AT&T on a pay for delete. If you have questions about that I would suggest visiting out rebuilding forum

Similar Messages

I try to go to itunes to see how much I m spent on itunes and app store and I can not and tries several times! I was told that they charged me wrong and I will return the money as they will do in what way? I need to know how much I have spent urgent plea

I try to go to itunes to see how much I m spent on itunes and app store and I can not and tries several times! I was told that they charged me wrong and I will return the money as they will do in what way? I need to know how much I have spent urgent plea

You can sign into the iTune Store and check your Purchase History.
http://support.apple.com/kb/ht2727

Hi, i have an iphone 4 and because its out of warranty i know it will cost me £120 to get a new 4 but how much would it cost to get a 4s?

hi, i have an iphone 4 and because its out of warranty i know it will cost me £120 to get a new 4 but how much would it cost to get a 4s?

You can look this up your self:
http://www.apple.com/support/service/
Out-of-Warranty Service
If you own an iPhone that is ineligible for warranty service but is eligible for Out-of-Warranty (OOW) Service, Apple will service your iPhone for the Out-of-Warranty Service Fee listed below.
Please note Out-of-Warranty Repair Service fees from your carrier may be different than those listed below.
iPhone Model
Out-of-Warranty Service
iPhone 5
£ 186.44
iPhone 4S
£ 146.44
iPhone 4, iPhone 3GS,
iPhone 3G, Original iPhone
£ 126.44
The Out-of-Warranty Service Fee includes a £ 7.44 shipping fee, which applies only if service is arranged through Apple and requires shipping. All fees are in British pound sterling and include VAT. iPhone Out-of-Warranty Service may also be available from your wireless carrier. Pricing may vary."

How much will it cost to get my iPhone 4s screen fixed, How much will it cost to get my iPhone 4s screen fixed

I cracked my iPhone 4s screen on new years and I want to know how much it will cost to get it fixed. I have insurance and waranty.

If you have AppleCare+, read the documentation that came with it or is available online... pricing is spelled out in black and white text explicity.

If I don't have a warranty, will an Apple Store repair my cracked screen? And how much, if so?

I dropped my Ipod touch 4th Generation. I cracked the screen and am wondering if I took it to an Apple Store if the would repair my screen? How much would it cost?

Even if you did have warranty, cracked screens aren't covered. Here is the pricing:
http://www.apple.com/support/ipod/service/prices/

Hello! My name is Vadim. I'm from Russia. I'd like to buy two iPhones 5, 64 GB: for my wife and myself. But I have a question to you. Will it work in Russia? How much will it cost for me? And how much will delivery cost to Russia? Thank you very much.

Dear Sir or Madame,
My name is Vadim. I'm from Russia. I'd like to buy two iPhones 5, 64 GB online, from your official website Apple: for my wife and myself. But I've a question to you. Will it (iPhone 5, 64 GB) work in Russia? How much will they cost for me? And how much will the delivery from America to Russia cost?
Yours sincerely,
Vadim Fedotov.

iPhone 5 is not available unlocked in US and
Apple Store online does not ship outside the Country it operates
You are best served waiting for the iPhone 5 to be announced in Russia
through your Apple Approved carriers

WHEN TO RECLAIM DEPOSIT ON SECURED CARD WITHOUT AFFECTING MY SCORE

So I have a Secured Visa with Southland Credit Union.. this was my 1st secured card right out of BK because they didn't pull my CR so I was all for it.. The CL is $2100 and I have had it since Jan 2015... My question and concer is... I keep hearing that we shouldn't close accounts because they'll lower your score badly and as is my scores aren't all that great (Mid 600's)... but I was able to get a $1000 Unsecured with NFCU, and a $1800 Discover IT Student CC (Unsecured) as well as another $1000 unsecured CC with Calif. Coast Credit Union. My $2100 Secured Visa with Southland isn't going to graduate anytime soon because they already told me that due to my BK I have to wait 2 years minimum to reapply for an unsecured card.. but then, do I just leave my depsit there??? :/ What should I do??

sylviagarcia wrote:
So if I'm getting it correctly... the mention that closing a "secured" CC will affect the credit score is "INCORRECT"... Right? It could affect your score if your utilization is not in check as you will lose the CL that Fico makes the calcs on, other than that there is no loss of score closing a secured or any other type of credit card. My utilization % - with the new approved CC's should be about the same or lower considering I'd be closing a $2100 CL but adding two credit lines totalling $2800 so it balances out.. in fact I'd have $800 more But I will follow the suggestion of waiting for 1yr after opening the account to close it Thanks so much.

I want to purchase the Adobe Creative Suite cs6 master collection. How much will it be? and how do you purchase it?

Hi,
I want to purchase the Adobe Creative Suite CS6 master collection (not the creative cloud) that contains Photoshop, Illustrator, Indesign, Adobe Bridge, Dreamweaver, Flash, After effects, Adobe Premiere Pro.. etc. and I think this is the bundle that I'm looking for.
I want to know how much would it cost, and how would I purchase the Adobe cs6 softwares (from a store or online)?
I prefer to have the actual CD/DVD of the adobe cs6 bundle, would that be possible?
or do you have to download it online and get the serial number online too?
Thank you

I prefer to have the actual CD/DVD of the adobe cs6 bundle, would that be possible?
or do you have to download it online and get the serial number online too?
It's download only these days.
Adobe to Stop Selling Boxed Versions of Creative Suite Software | ProDesignTools
Are you aware that CS6 is superseded by the Cloud and there will be no further updates to CS6? i.e. You'll be buying outdated software

If my application is free to download, but requires my user to purchase a monthly subscription, will Apple collect a 30% fee every month that user is billed? Or will Apple only collect a 30% fee for the first month? If so, is there anyway around this?

Hi!
I am looking into developing an app for the App Store and my question is regarding Apple's 30% in app purchase fee. If my application is free to download, but requires my user to purchase a monthly subscription, will Apple collect a 30% fee every month that user is billed? Or will Apple only collect a 30% fee for the first month? If so, is there anyway around this?
What all does Apple collect a 30% app store fee on? What does Apple not collect a fee on in the App Store?
How does Amazon get billed if someone purchases something from Amazon from within their iPhone application?

Any in-app purchases are subject to the 30% withholding.
No way around it.
Amazon purchases are physical items (not digital) and do not go through in-app purchase so they are exempt.

Once you dropped your iPhone, will the quality of new photos that will be captured be affected once you took a new ones?

Once you dropped your iPhone (no damage), will the quality of new photos that will be captured be affected once you took a new ones? Can someone give advise? Just wondering if that would affect my iPhone. I dropped it once without case. I'm using an iPhone 5s.
Kind Regards,
Zaldy

Not quite clear about the question. Does the camera take pictures in lower quality after you dropped the phone than before? In that case the camera might be damaged and your phone needs to be serviced:
Apple - Support - Service Answer Center
Some more things to try before that:
Camera
Camera isn't functioning or has undesired image quality
If the screen shows a closed lens or black image, force quit the Camera app.
If you do not see the Camera app on the Home screen, try searching for it in Spotlight. If the camera does not show up in the search, check to make sure that Restrictions are not turned on by tappingSettings > General > Restrictions.
Ensure the camera lens is clean and free from any obstructions. Use a microfiber polishing cloth to clean the lens.
Cases can interfere with the camera and the flash. Try gently cleaning the lens with a clean dry cloth or removing the case if you see image or color-quality issues with photos.
Try turning iPhone off and then back on.
Tap to focus the camera on the subject. The image may pulse or briefly go in and out of focus as it adjusts.
Try to remain steady while focusing:
Still images: Remain steady while taking the picture. If you move too far in any direction, the camera automatically refocuses to the center.
Note: If you take a picture with iPhone turned sideways, it is automatically saved in landscape orientation.
Video: Adjust focus before you begin recording. You can also tap to readjust focus while recording. Exiting the Camera application while recording will stop recording and will save the video to the Camera Roll.
Note: Video-recording features are not available on original iPhone or iPhone 3G.
If your iPhone has a front and rear camera, try switching between them to verify if the issue persists on both.
copied from Troubleshooting iPhone hardware

How will my mac be affected if I erase the partition I have created?

How will my mac be affected if I erase the partition I have created?

It won't affect other partitions unless a problem occurs. Back the computer up first.
(110920)

It will not let me print the score!

my kid did a project on GarageBand. but GB will not print a score (all instrument on one page). so i imported his GB file into Logic, just to print a score of it, and now LOGIC will not let me print the score (the "print" option on the menu is 'grayed-out'). help! he needs this by 3:00 today. thanks.

The Quiz Results slide will always pause and there's no way to prevent that. Look at its timeline and you can see a faint vertical line that indicates the pause point. You can use your mouse to move this sideways and delay the pause untill objects enter the timeline. But the rest of the slide beyond that pause point will only play once you click the Continue button. If you have set a very long duration for the Quiz Results slide, then once you click Continue, what you see as the Continue button not working could just be the timeline continuing to play until it reaches the end of the slide. Watch the scrub bar on the playback bar to see if it's moving.
Once the slide is paused the user has to click one of the buttons on that slide to move elsewhere. If your Continue button is not working, the usual reason is that you have the Quiz > Settings > Required option set to something that will prevent the learner from moving beyond the Quiz Results slide until they fulfil some kind of requirement (e.g. answer all questions or pass the quiz). So check that setting.

Will iTunes 10 & iTunes 11 work together? If not, how do I combine 2 libraries with the same account?

My 2005 iMac (which can't be updated to Snow Leopard or Mountain Lion and so is stuck with iTunes 10) has thousands of my songs, over 80GB of music mostly from CDs and other uploads/downloads. In 2008 we got an iMac for the family room; somehow although we have the same iTunes account for that computer, we started fresh with no tracks, and built up its own library for family use. Now we've bought two iPhones which aren't recognized by the '08 iTunes/Mac OS, so I want to upgrade the '08 iMac (the only one I can) and I have the Snow Leopard software to do so.
But I'm concerned that once the two computers have different versions of iTunes, I will lose the ability to home-share the music library from the '05 iMac on the '08 iMac, and because of that I won't be able to store any of my older Mac's tracks on the iCloud or access them on my iPhone. (Of course I don't want to have to pay for 80GB+ on the cloud!)
Has anyone got two versions of iTunes on two computers with the same account and are you able to home-share together and access tracks on your iPhones from an older version?
What do Apple users recommend? I'm thinking my best bet might be to combine the two libraries, which as I said are on the same account, but I don't know how to go about doing this. How much time would it take with 80GB? (I could probably do without 15% or 20% of those tracks, but it's still a lot, I don't know if it's instantaneous or if it uploads each track one at a time, I can imagine that taking two days.)
The older Mac's tracks, the 80GB, are the ones I really want, it took years to collect and upload all that, finding photos for some of the more esoteric albums/songs, etc. The newer Mac only has 2.5GB in its iTunes and I guess it wouldn't be the worst thing if I had to reload those, if the 80GB library had to wipe out the 2.5GB one.
Thanks so much to anyone who can help me! If I can start this tonight and have it run overnight (if necessary) that'd be great, otherwise I'm hoping I can get this done Sunday. By the way, technologically, I have the '05 iMac hooked up to a 1st Gen Time Capsule and the '08 iMac getting WiFi from that.

Thank you for replying. Both of the accounts are Admin accounts. The Libraries are kept in the user/music/itunes/itunes media folder on each account. However, I do use multiple iTunes Libraries on my Account1. One of the Libraries I use in Account1 is on a separate internal HD. However, the other Libraries I use in Account1 are stored in user/music/itunes/itunes media folder on the main HD (which hosts both Account1 and Account2). It doesn't seem to matter whether I am using an iTunes Library on an external drive or the main drive in Account1, I still get the same problem: only account1 library will load. AppleTV sees that the Account2 Library is there, but it won't load it.

I have a ibook that powers up but has no display, is it an easy fix? how much will it cost?

I have a ibook that powers up but has no display, is it an easy fix? how much would it cost to fix

Hi,
Can the sounds of an active hard drive be heard at some point (indicating a normal startup)?
There is a problem with the graphics processing unit (GPU) and its ball grid array (BGA) on some iBook computers, leading to similar symptoms. Reflowing (resoldering) the BGA is a work for specialists, and is going to be expensive. A web search will return a number of more or less realistic alternative attempts to solve the issue. Outside pressure applied to the affected area has sometimes been used for troubleshooting, or even as a temporary "solution".
It is of course possible that the iBook in question has a completely different fault, such as a broken display cable.
See also the following article about resetting the Power Management Unit (PMU): http://support.apple.com/kb/ht1431
Jan

How do I tell how much hard disk space an archive will take up?

Hi we are trying to determine whether or not we have the capacity to run an archive export on one of our WebCenter spaces content folder (the root folder and ALL contents). Before we begin we'd like to be able to tell how much disk space it will take up.
Thanks,
S

The table Documents contains a field called dFileSize, which contains the size of file in bytes.
Now, you can use this field to calculate the size of all files contained in a folder (or its subfolders), or contained in an archiving batch.
I think easier is the former. Actually, I have done something similar - created a component that checks so that files in a folder do not exceed the given quota. It already contains hierarchical queries that could be re-designed (simplified) to your needs. For instance, an occupied quota of a folder is
WITH tree AS (select dCollectionId, case when level>1 then dCollectionQuota end as effective_quota from collections start with dCollectionId = ? connect by dParentCollectionId = prior dCollectionId and (prior dCollectionQuota IS NULL or level = 2)) SELECT SUM(NVL(t.effective_quota, NVL(docs.dFileSize, 0))) as TOTALDOCUMENTSIZE from tree t LEFT OUTER JOIN DOCMETA meta ON t.dCollectionId = meta.xCollectionId and t.effective_quota IS NULL LEFT OUTER JOIN DOCUMENTS docs ON meta.dId = docs.dId and docs.dIsPrimary = 1 LEFT OUTER JOIN REVISIONS rev ON rev.dId = docs.dId(in your case, you don't need t.effective_quota, nor logic bound to dCollectionQuota as these values do not exist in your system)
P.S. more info about hierarchical queries, see here
http://docs.oracle.com/cd/E11882_01/server.112/e10592/queries003.htm#i2053935
http://docs.oracle.com/cd/E11882_01/server.112/e10592/statements_10002.htm#i2077142

Will a $30 collection affect my score? If so, by how much?

Similar Messages

Maybe you are looking for