Will deleting SOME collections make much difference?

I have 4 collection accounts, all reporting monthly, all with Portfolio (God help me). I'm about to launch a pretty assertive PFD campaign, but I know that if I have any shot at getting them to do this, its likely only with a PIF. I only have enough cash to pay off two of the four, leaving two currently reporting collections. Is there likely to be much of a score bump for this or does it really not get better until they're all gone? Also, if anyone has had luck on a PFD with a REASONABLE human at Portfolio and would care to share the contact info, I'd appreciate it.

Rebuilding69 wrote:
Whats a factoring accountfactoring companies buy debts that are not in default. Junk debt buyers buy debts that are already in default. 
PRA is a junk debt collector so they are misrepresenting themselves which is skirting the FDCPA!  
No they don't really work with people in deleting after receiving payment, I've never spoke with them to do this, but I have read.  They are on my husband's report twice and on mine once.
I did a complaint with the CFPB to get something done about it. 

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