Will re-setting my Iphone make me loose all my pictures and apps

Will re-setting my husbands i-phone make it loose all the pictures and apps ? Also on my husbands phone he has an old email address that is no longer active and cannot access the email account to get the reset password when apple emails it. Does re-setting the i-phone enable him to change his apple id and password ?

Then tap Settings > General > Reset > Reset All Settings. This will clear everything in settings of the prior user so he can set it up as a "new" user. No apps are deleted nor is iOS. However, apps you have purchased under your Apple ID will not be upgradeable under his Apple ID. They will continue to work, however. If you have your own separate device, then each of you needs a separate Apple ID or you will be getting each other's mail, iCloud syncs, etc. If you use the same computer you should each have your own separate user account.

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