Working on my MOMs credit, few questions

So I have been on these forums for few months and went from being declined everywhere for credit cards, got two secured cards 7-8 months ago with CLs of 1K, $200 & $300. Did what i was suppose to and was finally able to get approved 3 unsecured cards with CL of $5300 combined, my score in November 2014 was 544 and right now its at 647EX 647EQ 671TU AnywaysNow I decided that I should help my parents out too since their credit is pretty bad, looked my dads and I really dont think I should even bother with him, way too many badies lol But my moms score looks promising and it could defiantly be fixed. Her score is 635EXLate Payment 1Time since late 6.5 years agoCollections account 1AAoA 9.2 yearsNo inquiryNo revolving debt Two accounts on file:One is Union Savings Bank (Mortgage account - in good standing no lates)And the other being the collection account by Choice Recovery with balance of $190 which I can pay in full but I decided to call them today and asked to do Pay for delete but the rep declined. Should I sent just send them a pfd letter and hope i might get difference responce? Also got her Cap1 Platinum & QS1 with CL of $300 for each card 2 days ago. Surprising Cap1 only gave $300 CL.What else can I do to get her score up?

That collection is close to EE time period. Alot of times companies will say no over the phone, I guess because its being taped. Could try pfd letter sent to manager/ceo or someone else, thats higher up than the blokes that answer the phone.
If its listed with TU, you can EE it very soon I presume.
As far as your Dad, the easy part is cleaning up the file. Many times the hard part is getting the person to look at credit differently, and fix their bad habits(myself included hehe).

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    4. I can use both DVI or HDMI to go to my Home Theater system. Currently, starting the Home Theater changes the resolution on my iMac. I would like to avoid this. Should I get another NVIDIA GeForce 7300 GT, or will the dual port on the one card be able to be set to a different resolution output? I would like to be able to still work on my Mac while the kids are watching something in the theater.
    5. As for audio, will I be able to run headphones, external speakers and optical out all at the same time? I am assuming yes, but just want to make sure.
    6. I am also assuming the Mac Pros are quiet. Noise is one of my biggest enemies since I do quite a bit of audio work. I have not heard a single complaint regarding noise from Mac Pros. Are they that quiet?
    Thanks in advance everyone!

    4. I can use both DVI or HDMI to go to my Home
    Theater system. Currently, starting the Home Theater
    changes the resolution on my iMac.
    You should be able to run different resolutions on the built-in display and external display if Mirroring is turned off in "Displays" System Preference.
    I would like to
    avoid this. Should I get another NVIDIA GeForce 7300
    GT, or will the dual port on the one card be able to
    be set to a different resolution output? I would like
    to be able to still work on my Mac while the kids are
    watching something in the theater.
    The two DVI ports can run at different resolutions.
    5. As for audio, will I be able to run headphones,
    external speakers and optical out all at the same
    time? I am assuming yes, but just want to make sure.
    The optical out uses the same socket al the audio out, so you can't use both at once. You could add an iMic <http://www.griffintechnology.com/products/imic/> to get an additional audio output. There are also other PCI-Express, FireWire, or USB audio interfaces available.
    You can also use an AirPort Express for audio output. It is designed for iTunes, but Airfoil <http://www.rogueamoeba.com/airfoil/mac/> will send any audio to it.
    You may need Audio Hijack Pro <http://rogueamoeba.com/audiohijackpro/> for different applications to send audio to different, or multiple, outputs simultaneously.
    You may also want to consider the Apple TV <http://www.apple.com/appletv/> for audio and video connections to your home theater.

  • A few questions about the Zen Mi

    I'm looking into the Zen Micro 5GB, and I have a few questions that I couldn't find on the sight or aren't completely sure of. Sorry if I'm just blind and didn't see them, but I figured you guys could help.
    ) How do you charge the battery? I'm assuming its with some sort of adapter, and if so, is it included with the player?
    2) It says Windows 98SE is compatible, so does this mean regular Windows 98 won't work at all? I'm currently using W98 but will probably be upgrading soon so it chouldn't be too much of a problem, but if W98 is supported I could order it sooner.
    3) Will it work in tandem with a cassette adapter for a car? A cassette adapter isn't on the accessories page, but will one I already own work just fine?
    Those are all I can think of right now, thanks in advance for your help, and feel free to leave any comments about the player that any of you have.

    the headphone jack problem is not really fixed. If you rather not have it happen to early, i would suggest you take really good care of your ZM's headphone jack. Just take good care of it. But the headphone jack problem may occur at any point, i dunno why. it is very strange, some owners are lucky that the problem will occur in 6-2 months or maybe not at all for now. There are some owners that are unlucky that the problem may occurred like 2 weeks to couople months. I am currently trying to take really good care of my ZM after all the great lessons i learned from my previous mp3 players.
    the headphone jack problem isn't fix, so be cautious a bit.

  • A few questions about common "issues" before buying New iPad

    I am hoping to pick up the new iPad in the next few weeks, however I have read up on some issues which I'd like some information on.
    I have been using my GF's iPad 2 a lot and I really love it, however I am dead set on buying the new one, I have become pretty resolution-spoilt by the awesome screen on the 4S and this is the primary factor in wanting this new model.
    With the following concerns, assuming that an iPad that I may buy might have one or more of them, could you please inform me of: any currently known official or unofficial fix, if the problem could most likely be resolved in an update or if it is likely that since the problem came to light that the later runs to be built were adjusted to avoid the problem? Thanks.
    OK- first up, the bad wifi problem that people have. This is the biggest concern to me, as I use wifi a lot and won't have access to 4G, and only occasionaly access to 3G.
    Secondly, the heating... OK this is not a deal breaker, I understand that it isn't a real problem however if it could be solved so that it runs almost as cool as the 2 that would be great.
    Thirdly, charge times and the extra hour over 100%... Again I do realise that these aren't so much issues as just the way that it works, however I would hope that now lots of people have complained, an update would adjust the display to be more accurate, to say 100% only when it has fully charged, purely because I would rather know... Or perhaps have 100% change colour on absolute 100%. The other thing, 7 hours charging, is there a more powerful adaptor that 1: reduces the charge time, and 2: if you are using a powerdrinking app while charging, will actualy continue charging rather than just slowing the battery drain (I read that some apps will keep draining battery while on charge).
    finaly, I have read about screen hue problems, this wont be too much of a problem, as I will be able to check this in store to be sure that the screen is nice, colour balanced and free of dead pixels, I will compare it to my GFs iPad 2 and also the iPhone 4, because I know that the iPad 2 is supposed to look a little more blue to give it a cold feel, while the new model and the iPhone 4S have a slightly yellowed screen for warmth, it's just that lots of people have complained about theres' being too yellow.
    Thanks very much for any useful info on this.

    What are all the differences between the iPad 3rd Gen and the iPad 2? Is the iPad 2 worth the cost savings?
    http://everymac.com/systems/apple/ipad/ipad-faq/differences-between-ipad-3rd-gen -2012-ipad-2-2011.html
    What are all the differences between the iPad 3rd Gen models? Which should I buy?
    http://everymac.com/systems/apple/ipad/ipad-faq/differences-between-ipad-3rd-gen -early-2012-models.html
    Should I Buy a New iPad? Or an iPad 2?
    http://www.maclife.com/article/blogs/should_i_buy_new_ipad_or_ipad_2
    iPad Q&A
    http://www.everymac.com/systems/apple/ipad/ipad-faq/differences-between-ipad-3rd -gen-early-2012-models.html
    A Few Questions (and Answers) About the New iPad
    http://pogue.blogs.nytimes.com/2012/03/15/a-few-questions-and-answers-about-the-   new-ipad/?ref=personaltechemail&nl=technology&emc=edit_ct_20120315
    New iPad: A Polishing of the Old
    http://www.nytimes.com/2012/03/15/technology/personaltech/the-new-ipad-is-much-t he-same-only-better.html?nl=technology&emc=edit_ct_20120315
    iPad 1, 2 and New Specifications
    http://www.everymac.com/systems/apple/ipad/index-ipad-specs.html
    If you think you may get an iPad 2:
    Refurbished iPad Prices
    http://store.apple.com/us/browse/home/specialdeals/ipad
    New 16GB iPad 2 Prices
    http://store.apple.com/us/browse/home/shop_ipad/family/ipad/select_ipad2
    A lot of the posts about lack of charging is because iPad "3" users are trying to use an iPod charger, iPhone charger or connected to their computer where they get the "Not Charging" indication. A few others had a defective charger that was replaced by Apple. It remotely possible that a few iPads have defective batteries or charging circuits.
    Many of the wifi connection problems are related to the users brand of wireless routers, the router setup, or the need to select a different wireless channel due to interference.
    The high temp problem seems to be when users are charging AND running games with intensive graphics. The display on the new iPad takes a lot more power than the iPad 2 display.
    Overall I would guess that the chance of a defective iPad is less than 1%.
     Cheers, Tom

  • A few questions about After Effects and CGI (Computer-generated Imagery)

    Hi,
    I'm very new to After Effects and this forum. But I have a few questions.
    Now, I have recently started a movie project with my friend at a workshop. It's an action/sci-fi film and I'm probably going to be the editor and if needed in charge of visual and/or special effects. This sounds like a pretty big job for a noob, but we don't have a time limit with the project so there's time to learn.
    But to my questions. I've thought of introducing CGI to myself (very simple of course). I've studied the use of blender, and I think I'll use it for the modelling and animation. But should Ae be used in any stage of producing the CGI or should everything be done in blender? If I do, how? Am I going in the wrong direction (wrong kind of software, etc.)?
    Also, I'm not talking of fully producing the scene with the computer, but adding things like characters or items, maybe special effects.
    I'm hoping for an answer to all my questions, but if you have just one or two answers I'm happy to hear them too. You're also welcome to correct me if I've misunderstood something. Please ask for further specifications if you need any!

    pek859 wrote:
    1. I'm very new to After Effects and this forum. But I have a few questions.
    2. Now, I have recently started a movie project with my friend at a workshop. It's an action/sci-fi film and I'm probably going to be the editor and if needed in charge of visual and/or special effects. This sounds like a pretty big job for a noob, but we don't have a time limit with the project so there's time to learn.
    3. But to my questions. I've thought of introducing CGI to myself (very simple of course). I've studied the use of blender, and I think I'll use it for the modelling and animation. But should Ae be used in any stage of producing the CGI or should everything be done in blender? If I do, how? Am I going in the wrong direction (wrong kind of software, etc.)?
    4. Also, I'm not talking of fully producing the scene with the computer, but adding things like characters or items, maybe special effects.
    5. I'm hoping for an answer to all my questions, but if you have just one or two answers I'm happy to hear them too. You're also welcome to correct me if I've misunderstood something. Please ask for further specifications if you need any!
    1. Welcome to the family. AE is big, Really big. It's hard. Really hard. You have no idea how hard AE is to learr and to master.
    2. No time limit is good but you will need some money.
    3. This is not a Blender forum. You want to explore filmmaking, CGI and Blender-specific forums for that kind of assistance.
    4. AE is for your compositing and special effects. But you will need to learn how both apps work before you can decide how to divide up your project. A comparison would be shooting your film. Are you using a DSLR? Do you know why? Or are you using a GoPro? Another example might be Apple's Final Cut Pro. You can edit audio in it but it's better to use an audio application. You can do some special effects in FCP but it's best to do complex stuff in Motion of After Effects. How do you know what app is appropriate Lots of experience. Lots of failures.
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  • A few questions re: installing 10g on a virtual linux machine

    I am in the process of building up a virtual linux box on my XP laptop and have a few questions regarding the networking setup. Purpose is to have a sandbox *nix setup at my fingertips. 
    Here's what I have so far:
    Dell Latitude laptop running Win XP. This is a DHCP machine.
    Installed VMWare Player
    Created virtual machine with OEL 4.8, with NAT network config
    So far, so good. Next step is to install 10.2.0.4 EE on the virtual Linux machine. When installing 10.2.0.4 directly on the XP system, of course I had to install a loopback adapter to provide a fixed IP address for Oracle, all well documented in the installation guide. While it is my understanding that the loopback adapter, as installed and configured on Windows, is primarily a Windows issue, I would expect something of the same fundamental under Linux insomuch as it is still a dhcp machine. However, when checking the relevant installation guide, the section on networking considerations and DHCP simply gave a two-paragraph discussion of what DHCP was. I found no discussion on how to deal with it in a *nix environment.
    This particular vmware setup gives me a choice of 3 network configs - Bridged , NAT, or host-only (private vitrual net shared only with the host) I am currently configured to use NAT because I need outside connectivity (to yum server, etc) but do not want an additional device (ip address) on the real network. I'm guessing I could use host-only most of the time and when I need to access the internet, shut down the db and switch back to NAT.
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    Ed,
    I would encourage going for OEL 5u2 or 5u3 and including the oracle-validated package. It makes sure you have all the prerequisites for 10gR2 and makes life much easier.
    I set up dozens of these machines for Oracle U classes. What I started with originally is 2 virtual NIC - a NAT and a Bridged. The Bridged allowed me to access the outside world at any time and was assigned using DHCP from the local network. The NAT I'd configure manually as a static IP, and I used it primarily to provide a second 'virtual network' so the classroom machines could communicate with each other.
    In my latest iteration, I've dropped back to a single Bridged NIC based on DHCP. For Oracle install purposes, I
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    - switch to static IP (I've scripted it - edits /etc/sysconfig/network-scripts/ifcfg-eth0 and /etc/syscfg/network : hostname) but using the network GUI tool is ok as well
    - I choose the static to macth the DHCP address assigned
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    192.168.4.21 myhost.oraclass.com orahost student21.oraclass.com student21
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    I've used the NAT. It hands out a DHCP address and usually it works for me (and Oracle) simply by making it static (as above) and letting VMWare container handle it. But every once in a while it seems to 'jam up' and I'd need to fight with it. So I've converted to bridged .. with the help of some scripts I've written.

  • A few questions from possible Apple TV newbie

    Hi all,
    I am interested in buying Apple TV and have read the product description on the Store section.I have a few question as I don't quite get how it works.
    I watch digital/freeview TV currently on my iMac using a USB eye-TV thingy. Works Great!
    I share WiFi connection with my neighbour to get onto the internet. Good speeds, good signal and works great.
    I don't own a 'regular' TV Set.
    Would adding Apple TV work here? Can I connect this and make it work or am I missing the point completely?
    Any pointers to user guides, previous posts or tips would be great.
    Thanks y'all.

    stellamaris5 wrote:
    Would adding Apple TV work here?
    think of TV as a way to get your iTunes library (plus some internet related features such as youtube and movie rentals from the iTunes store) to a HDTV.
    if you don't own a HDTV, TV is not for you IMHO.
    JGG

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