Worst luck . . . Shattered iPhone 4s Screen

I recieved my iPhone 4s in January 2012. In may the speaker started acting funny, so I recieved a refurbished phone, free of charge because I was still under warranty. When this occured I was notified that this means my one-year warranty was restarted, so the one year began with the new refurbished phone.
Today has been one of those days you just want to curl up and go to bed. So off to a rough start in the morning, I was running a little late to my Physics Lecture because I was preparing for an interview immediately afterwards. By the time I got there, all the middle section front seats were taken, which is where I usually sit. Therefore, since I didn't bring my glasses, my next best option was to sit as close as possible, which led me to the left most area that unfortunately has a drop infront of the first row.
A few minutes before class was to begin a girl wanted to sit in the row I was in, which is a very small space. So she wouldn't have to squeeze through, I got up and let her in. Then her friend came and I did the same thing. Then they decided they would rather sit in the top row of the middle sections. Once again, I got up and as they were trying to get out, smash, and my iphone is laying face down a few feet below where I'm standing. All I got was a "that *****".
So yes, I do typically have the worst luck possible.
I am a college student, I have practically no money. Any suggestions on what I can do?
Thank you.

You can take it to an Apple store and they will exchange for an out of warranty
replacement factory refurbished for $199 Free was a long time ago now Apple offer
Applecare+
Apple do not repair and if any other organisation opens it you waive the remainng warranty
and Apple can tell

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