YES, YES, YES, a thousand times YES!

The CFPB came through for me!  I have been fighting to have an invalid collection removed from my credit reports for over six months now! http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Four-months-later-debt-still-hasn-t-been-validated/m-p/4115331  I took gdale6's advice and filed a complaint with the CFPB. I detailed all communication I had with the CA and original creditor, the lack of response from both, and why I believed the debt was invalid. I received an email this morning, stating Enhanced Recovery had responded to my claim. After a bunch of fluff where they try to absolve themselves of wrongdoing, and how they only collect what they're asked to, they get to the juicy part: 
As of July 10, 2015, DeeBee78's account was closed in our office at our client's request, and a deletion request submitted to the credit reporting agencies on July 12, 2015. ERC will have no further contact with DeeBee78 regarding the account. If he has any further questiones regarding the account, he may contact T-Mobile directly. This is such a huge relief. I really appreciate the help I got from gdale6!

Congrats. Good to know this worked. I have a collection with CFC thats been a pain. I try CFPB route as well.

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    UNION ALL
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    SELECT ident||';'||icao||';'||src FROM (
    SELECT from_fix_ident ident
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         , latitude1 latitude
         , longitude1 longitude
         , from_fix_fea_pk src
      FROM l_sky_airway, l_dgn_airway
    WHERE l_sky_airway.mslink = l_dgn_airway.mslink
    UNION ALL
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         , to_ident_icao icao
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         , longitude2 longitude
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    MINUS
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    SELECT STATEMENT  ALL_ROWSCost: 2 003  Bytes: 1 572 402 240  Cardinality: 24 568 785                                               
         29 SORT ORDER BY  Cost: 2 003  Bytes: 1 572 402 240  Cardinality: 24 568 785                                          
              28 FILTER                                     
                   12 VIEW EUS. Cost: 825  Bytes: 3 522 880  Cardinality: 55 045                                
                        11 UNION-ALL                           
                             4 HASH UNIQUE  Cost: 398  Bytes: 981 948  Cardinality: 22 317                      
                                  3 HASH JOIN  Cost: 142  Bytes: 981 948  Cardinality: 22 317                 
                                       1 TABLE ACCESS FULL TABLE EUS.L_SKY_AIRWAY Cost: 85  Bytes: 290 121  Cardinality: 22 317            
                                       2 TABLE ACCESS FULL TABLE EUS.L_DGN_AIRWAY Cost: 56  Bytes: 691 827  Cardinality: 22 317            
                             8 HASH UNIQUE  Cost: 398  Bytes: 981 948  Cardinality: 22 317                      
                                  7 HASH JOIN  Cost: 143  Bytes: 981 948  Cardinality: 22 317                 
                                       5 TABLE ACCESS FULL TABLE EUS.L_SKY_AIRWAY Cost: 85  Bytes: 290 121  Cardinality: 22 317            
                                       6 TABLE ACCESS FULL TABLE EUS.L_DGN_AIRWAY Cost: 56  Bytes: 691 827  Cardinality: 22 317            
                             9 TABLE ACCESS FULL TABLE EUS.L_SKY_NAVAID Cost: 6  Bytes: 57 225  Cardinality: 1 635                      
                             10 TABLE ACCESS FULL TABLE EUS.L_SKY_WAYPOINT Cost: 22  Bytes: 324 712  Cardinality: 8 776                      
                   27 VIEW EUS. Cost: 325  Bytes: 12 042  Cardinality: 446                                
                        26 MINUS                           
                             23 MINUS                      
                                  20 SORT UNIQUE  Cost: 325  Bytes: 23 128  Cardinality: 446                 
                                       19 UNION-ALL            
                                            15 HASH JOIN  Cost: 145  Bytes: 9 812  Cardinality: 223       
                                                 13 TABLE ACCESS FULL TABLE EUS.L_SKY_AIRWAY Cost: 89  Bytes: 2 899  Cardinality: 223 
                                                 14 TABLE ACCESS FULL TABLE EUS.L_DGN_AIRWAY Cost: 56  Bytes: 691 827  Cardinality: 22 317 
                                            18 HASH JOIN  Cost: 146  Bytes: 9 812  Cardinality: 223       
                                                 16 TABLE ACCESS FULL TABLE EUS.L_SKY_AIRWAY Cost: 89  Bytes: 2 899  Cardinality: 223 
                                                 17 TABLE ACCESS FULL TABLE EUS.L_DGN_AIRWAY Cost: 56  Bytes: 691 827  Cardinality: 22 317 
                                  22 SORT UNIQUE  Bytes: 512  Cardinality: 16                 
                                       21 TABLE ACCESS FULL TABLE EUS.L_SKY_NAVAID Cost: 6  Bytes: 512  Cardinality: 16            
                             25 SORT UNIQUE  Bytes: 2 992  Cardinality: 88                      
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                         from_fix_fea_pk src
                    FROM l_sky_airway, l_dgn_airway
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                    FROM l_sky_airway, l_dgn_airway
                   WHERE l_sky_airway.mslink = l_dgn_airway.mslink
                  MINUS
                  SELECT ident, icao, latitude, longitude, 5 src
                    FROM l_sky_navaid
                  MINUS
                  SELECT ident, icao, latitude, longitude, 6 src
                    FROM l_sky_waypoint)),
         mainselect AS
         (SELECT DISTINCT from_fix_ident ident, from_ident_icao icao,
                          latitude1 latitude, longitude1 longitude,
                          from_fix_fea_pk src, -1 mslink
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          UNION ALL
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                     FROM l_sky_airway, l_dgn_airway
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          SELECT ident, icao, latitude, longitude, 5 src, mslink
            FROM l_sky_navaid
          UNION ALL
          SELECT ident, icao, latitude, longitude, 6 src, mslink
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        31 SORT ORDER BY  Cost: 550 336  Bytes: 2 383 172 145  Cardinality: 24 568 785                                         
            30 HASH JOIN  Cost: 2 647  Bytes: 2 383 172 145  Cardinality: 24 568 785                                     
                17 VIEW VIEW SYS.VW_NSO_1 Cost: 1 173  Bytes: 1 472 922  Cardinality: 44 634                                 
                    16 HASH UNIQUE  Cost: 1 173  Bytes: 1 205 118  Cardinality: 44 634                             
                        15 VIEW EUS. Cost: 828  Bytes: 1 205 118  Cardinality: 44 634                         
                            14 MINUS                     
                                11 MINUS                 
                                    8 SORT UNIQUE  Cost: 828  Bytes: 2 314 600  Cardinality: 44 634             
                                        7 UNION-ALL         
                                            3 HASH JOIN  Cost: 142  Bytes: 981 948  Cardinality: 22 317     
                                                1 TABLE ACCESS FULL TABLE EUS.L_SKY_AIRWAY Cost: 85  Bytes: 290 121  Cardinality: 22 317 
                                                2 TABLE ACCESS FULL TABLE EUS.L_DGN_AIRWAY Cost: 56  Bytes: 691 827  Cardinality: 22 317 
                                            6 HASH JOIN  Cost: 143  Bytes: 981 948  Cardinality: 22 317     
                                                4 TABLE ACCESS FULL TABLE EUS.L_SKY_AIRWAY Cost: 85  Bytes: 290 121  Cardinality: 22 317 
                                                5 TABLE ACCESS FULL TABLE EUS.L_DGN_AIRWAY Cost: 56  Bytes: 691 827  Cardinality: 22 317 
                                    10 SORT UNIQUE  Bytes: 52 320  Cardinality: 1 635             
                                        9 TABLE ACCESS FULL TABLE EUS.L_SKY_NAVAID Cost: 6  Bytes: 52 320  Cardinality: 1 635         
                                13 SORT UNIQUE  Bytes: 298 384  Cardinality: 8 776                 
                                    12 TABLE ACCESS FULL TABLE EUS.L_SKY_WAYPOINT Cost: 22  Bytes: 298 384  Cardinality: 8 776             
                29 VIEW EUS. Cost: 825  Bytes: 3 522 880  Cardinality: 55 045                                 
                    28 UNION-ALL                             
                        21 HASH UNIQUE  Cost: 398  Bytes: 981 948  Cardinality: 22 317                         
                            20 HASH JOIN  Cost: 142  Bytes: 981 948  Cardinality: 22 317                     
                                18 TABLE ACCESS FULL TABLE EUS.L_SKY_AIRWAY Cost: 85  Bytes: 290 121  Cardinality: 22 317                 
                                19 TABLE ACCESS FULL TABLE EUS.L_DGN_AIRWAY Cost: 56  Bytes: 691 827  Cardinality: 22 317                 
                        25 HASH UNIQUE  Cost: 398  Bytes: 981 948  Cardinality: 22 317                         
                            24 HASH JOIN  Cost: 143  Bytes: 981 948  Cardinality: 22 317                     
                                22 TABLE ACCESS FULL TABLE EUS.L_SKY_AIRWAY Cost: 85  Bytes: 290 121  Cardinality: 22 317                 
                                23 TABLE ACCESS FULL TABLE EUS.L_DGN_AIRWAY Cost: 56  Bytes: 691 827  Cardinality: 22 317                 
                        26 TABLE ACCESS FULL TABLE EUS.L_SKY_NAVAID Cost: 6  Bytes: 57 225  Cardinality: 1 635                         
                        27 TABLE ACCESS FULL TABLE EUS.L_SKY_WAYPOINT Cost: 22  Bytes: 324 712  Cardinality: 8 776                          Reformated
    Message was edited by:
    Vlada
    Message was edited by:
    Vlada

    Vlada,
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    Randolf
    Oracle related stuff blog:
    http://oracle-randolf.blogspot.com/
    SQLTools++ for Oracle:
    http://www.sqltools-plusplus.org:7676/
    http://sourceforge.net/projects/sqlt-pp/
    Edited by: Randolf Geist on Sep 8, 2008 9:32 AM
    Added some specific suggestions

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  • HT5624 My wife and I share the same apple id, we just updated our iphones. When we were asked if we wanted to share the same apple id for icloud we said yes, now our phones can't face time, please help?

    My wife and I share the same apple id, we just updated our iphones. When we were asked if we wanted to share the same apple id for icloud we said yes, now our phones can't face time, please help?

    Read http://macmost.com/setting-up-multiple-ios-devices-for-messages-and-facetime.htm l
    If you wish to share an Apple ID with family members then read: http://www.macstories.net/stories/ios-5-icloud-tips-sharing-an-apple-id-with-you r-family/

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