You guys are taking money from my card when I haven't bought anything.  last time I bought something was last month and 4.75 is pending from my account. not only that it won't let me update ANY of my apps because I don't have a card number. why do I need

I can't update anything because I don't have a card number I took my card off because you guys took money out of my account and now it's pending something won't tell me what it is  but I would like to know what's going on and why money is being taken out of my account when I haven't bought anything in a month ..

We are fellow users here on these user-to-user forums, you're not talking to iTunes Support nor Apple.
Have you checked the purchase history on your account ? If you log into your account on your computer's iTunes via the Store > View Account menu option, you should then see a Purchase History section with a 'see all' link to the right of it. Click on that and you should then see a list of your purchases.
You can check if you have any auto-renewing subscriptions (and stop them if you do) by following the instructions on this page : http://support.apple.com/kb/HT4098

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