How do i know who uses what scoring system

When i went to the bank they pulled my credit score I was a 575. This was last month. When i looked at fico08 i was in the 400's now they're 489,489, and 520, So out of curiosity I signed up for transunion and pulled my Vantage scores they are all 665 or better but below 700,So i asked the credit union what scoring system do the use. She couldnt tell me.So how would I know? it's either i lost 100 point or gained 100 points..........This has me more confused than ever.  as I'm looking to finace through them in the spring....So i want the best possible score. why do they insist on making it so difficult.

If you talked to the general csr up front, they wont know. If you talked to a person in the actual dept for what you are applying for, I dont know what to say, as they should definitely know what model scores they look at.

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