I recently bought 10gb of iCloud data for £10 totalling my date to 15gb but it's almost full and I need a new phone, is the only way to save all my 1300 pictures

Please may someone help me in regards to the above, I have a very old laptop and do not trust it for holding all my photos, is iCloud the best place to store them? & should I just bite the bullet and buy more data? New phone is needed soon, this one is 16gb I have just under 400 contacts & roughly 1450 photos & videos from the last 2 years. I don't really understand why if the phone is 16gb i only have 15gb on iCloud, I'm guessing that means I would only lose 1gb somewhere?
Sorry to sound like a total dummy but would really appreciate advice on this.
Many thanks

Import them from the camera roll to your computer and delete them off your device as explained here: http://support.apple.com/kb/HT4083.  You can then put the photos in a folder and sync them back to your device by selecting it on the Photos tab of your iTunes sync settings.  They will appear on you phone in the Photo Library album, which is not included in the iCloud backup (because they are already backed up on your computer), and thus won't take any of your iCloud storage.
Another approach of course would be to start backing up to your computer using iTunes instead of to iCloud.

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