Lengthy question please read slowly ..

hi i have the following 9 fields
subscription_id,created_on,created_by,status, balance_threshold,account_type,balancecondition , interim_payment, final_payment
scenario is :
1)i am subscribing to receive an alert to my mail..
2) I have a drop down to select alert criteria like: balance criteria
payment criteria
3)assuming that i have selected balance criteria .. then i fill only balance related fields i.e balance_threshod amount, account_type,balance condition
the payments fields will be null coz i have selected balance criteria ...
Now coming to tables:
i have subscription , balance, payment tables
subscription to balance are having 1-1 relation
subscription to payments are having 1-1 relation
balance or payment table can be populated only if there is a subscription.
Now my question is that.........when i am creating separate tables..... for payment and balance should i introduce a new primary key called balance_id and payment_id
or
include subscription_id as the foreign key to both the tables..
please suggest hope i am clear if not plz let me know
regards
raj

user10887630 wrote:
hi i have the following 9 fields
subscription_id,created_on,created_by,status, balance_threshold,account_type,balancecondition , interim_payment, final_payment
scenario is :
1)i am subscribing to receive an alert to my mail..
2) I have a drop down to select alert criteria like: balance criteria
payment criteria
3)assuming that i have selected balance criteria .. then i fill only balance related fields i.e balance_threshod amount, account_type,balance condition
the payments fields will be null coz i have selected balance criteria ...
Now coming to tables:
i have subscription , balance, payment tables
subscription to balance are having 1-1 relation
subscription to payments are having 1-1 relation
balance or payment table can be populated only if there is a subscription.
Now my question is that.........when i am creating separate tables..... for payment and balance should i introduce a new primary key called balance_id and payment_id
or
include subscription_id as the foreign key to both the tables..
please suggest hope i am clear if not plz let me know
regards
rajThe child tables should have their own primary key. They should also have a foreign key that references the parent table.

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After multiple weeks of heartache, anxiety and worry over my financial future, I found in the fine print that if I make 24 consecutive on-time payments, then I am off the hook. I verified this with SM and am now 6 months into paying this off. As long as nothing unexpected occurs, I am looking forward to being off the hook in 18 months, having learned an expensive but not life altering lesson, as I was originally facing. Now let me go into some lessons, please pass these on to anyone you think would benefit - let's make this post the most widely read one on FICO forums, this is so important. And now my hard lessons learned:Lesson #1: DO NOT COSIGN A STUDENT LOAN: especially private student loans which carry higher interest rates. When you cosign a loan, you are the guarantor: you are putting your good credit profile on the line and telling the loan agency that you are responsible if anything ever happens with the primary borrower and they are unable to pay. All the obligations are on your shoulders, in fact, in many ways you are more responsible than the primary borrower, and this is how the loan and collection agencies will treat you. If you think: that's just the fine print, that will never happen, think again. It happens all the time, are you willing and able to take on this burden if you have to? Possibilities become reality, and this is a reality you do not want to be a part of, trust me on this. If you want to help someone, find other ways to do it outside of the system. Loan them the money as an individual, or pay their rent or expenses, that way, if problems arise, you don't have to get credit agencies, loan agencies, and collections agencies involved. If you are a parent and want to help your child, see Lesson #2.Lesson #2: LOAN ONLY WHAT YOU CAN LOSE: Every rule has exceptions, so the exception to Lesson #1 is this: only cosign on a loan if you are absolutely willing and able to pay off the full loan obligation. When you cosign you are lending your good name and credit profile, and you are effectively loaning money that you will have to pay back if the primary borrower defaults. In other words, never loan more than you are willing to lose, and therefore never cosign for more than you are willing to lose. And be willing to accept that the fact that your relationship with the primary borrower may be permanently damaged if you are forced to step in and cover their obligations.Lesson #3: LOANS GROW: I cannot emphasize this point enough, it really burned me: I did not co-sign a loan for 60K, I co-signed for 45K, and without my knowledge the primary borrower capitalized the interest during the first 18 months of the loan, which they were allowed to do, but it caused the loan to grow by 33%. So when it came time to guarantee the loan, I was on the hook for 60K, which I had never originally agreed to.Lesson #4: SALLIE MAE DOES NOT CARE: And why should they? This is business. As co-signer, you are the guarantor of the loan, you have to make good on the obligation when the primary borrower defaults. In fact, as guarantor, the loan and collection agencies will go after you harder than the primary borrower. Do you have a good credit and collateral, such as a house? Well this binds your obligation even more tightly. When loan and collections agencies see that you have the wherewithal to pay, they will not let you off the hook. And they don't care if paying off their loan puts you on the street. This is business and you have to pay up. Understand this black and white reality before you co-sign a loan. Lesson #5: DON’T DELAY PAYMENTS: Forbearance and deferments are often mentioned as options for helping out on loan obligations, but do not fall into this trap: they make a bad loan situation worse, they don't help. Deferment does not prevent interest from accumulating: you'll just have a bigger loan to pay when the deferment ends. Student loans typically give you a deferment grace period, usually 6 months, before you have to start paying back the loan. Most of us have to use this initial grace period, but please avoid it if you can, it just makes your loan grow larger. Forbearance is another method of delay, but it requires you to make the loan current before the loan agency can talk to you. In other words, you have to be paid up on what you currently owe before the loan agency will talk to you about forbearance. Think about this Catch-22: you can't pay your current loan obligations, so you ask the loan agency for help. The loan agency won't talk to you until you make the loan current. Never use deferment or forbearance, they make your bad situation worse. Lesson #6: NO LEGAL RECOURSE: Student loan debt is not dischargeable in bankruptcy court proceedings, it is debt that you will carry for life until it is paid off, regardless of what happens to you. And don't assume that the loan agency will only take legal action against the primary borrower in a default situation: they will also take legal action against you. Remember, you are equally responsible, you will be held legally accountable. And don't think that you can sue the primary borrower. You can only sue them if you have a separate promissory note with them, signed and notarized, that they have defaulted on. And even if you do, it is expensive and time-consuming to sue someone, especially if they have moved out-of-state, and practically impossible if they have moved out-of-country. You could probably never come out ahead, unless the amount owed was so large as to make it worth it. Unless you are wealthy, or a big organization, do not rely on your option to take legal action in the future, it's often just not practical. Lesson #7: WOULD I DO BUSINESS WITH THIS PERSON?: When you co-sign for a family member, there is a certain level of built in trust in the relationship, but when you co-sign for a friend, or girlfriend, or boyfriend, you are putting your faith in the future: faith that they will be around in the future and that they will always have your best interests at heart. Please wake up. People take advantage of other people all the time. Especially when it comes to money, people get scared and choose to hide under a rock, disappear, ignore the problem as if it does not exist. If you are the co-signer, you are the guarantor. If the primary borrower understands this, then they can choose to disappear and leave you holding the bag. Do not assume that the person who cares for you now will always care what happens to you. Business is business, personal is personal. When you are asked to co-sign for a loved one, ask yourself first: do I want to go into business with this person? How do they resolve conflict? If they get into trouble one day will they work with me? Or will they disappear on me? Do they have a conscience, and will they care how this affects me? Or will they see an opportunity to be off the hook? Ask yourself these hard questions. And don’t assume that they will think as responsibly as you. Don’t assume that they care what happens to their credit score, or what this means for the future. Treat the primary borrower as a person you are doing business with, and therefore someone who you need to rely on when times get tough. Chances are, you are the more responsible person here, so ask yourself, can I really afford to go into business with this person?Lesson #8: PROTECT YOURSELF: If your credit score gets damaged over a bad loan, your total financial life will be affected for a long time. It doesn't matter how good your intentions are, it doesn't matter why you got into a financial bind, it doesn't matter that your family member was sick, or that you were going through a hard time, or that you are low on money because you gave it all to charity. The current system of credit scoring requires you to keep your total financial profile in a healthy state at all times. If you are delinquent on payments, or worse, default on loan obligations, then your credit will suffer and you will be affected for a long time. You will be unable to qualify for loans, you will be unable to get good interest loans. Think about the effect this will have on your family in the future: not being able to afford a house for them because you can't get a loan, because you made a good faith error several years before. That's the reality you have to avoid, so protect yourself at all times.Lesson #9: AND FINALLY: Some people reading this will feel that I am missing the point: that of course loans carry obligations, and of course there are consequences if loan payments are missed. For the record, I relied on Sallie Mae loans to get me through college and grad school. I made all my payments on time, I paid my loans off, I even used the available 6 month deferment. But this only worked because I was responsible, because I had a plan, because I understood my monthly and total financial obligations at all times, and never made a life decision that would compromise my ability to pay. Cold reality: many people in this world are not responsible, they don't think through the consequences of their decisions, they are unable or unwilling to look at the hard facts. When you co-sign with one of these individuals, as I did, you are tethering your good name and your financial future to them. If they fail in their responsibility, they will take you down with them. Do not let this happen, protect yourself, you have worked too hard in your life to let an irresponsible person take you down. I hope you have found this posting useful. Please pass it on so that everyone can learn from my mistakes and hard-earned lessons.

    My heart goes out to you. My stomach was in knots for you just reading about your situation. Thanks for the lessons learned. I co-signed a private education loan with my ex husband. I wish I had someone like you back then to sit me down and make me really think. Unfortunately, I was young and naive and never thought twice about co-signing. Even though the original loan amount was small by most standards (less than $8000), here it is 10 years later and that stinking loan is still attached to my credit rating. It's barely halfway paid off with another 10 years to go. The ex is a bit of a deadbeat so after some late payments a few years ago, he has since only made the minimum payments. At this rate, I will be ready to retire when that stupid thing is paid and off my reports. I am very conscientious about my own financial health and have less than $1000 on a credit card, a little of my own student loans, and a reasonable mortgage. BUT because I am forever listed as co-signer of this silly loan, it actually drags down my FICO rating. I could suck it up and pay off the whole balance myself in a few months time....which causes me to feel sick to my stomach. Its my only option besides watching this thing languish for 10 more years.

  • Regarding no employee discount message! Please Read everything and you will know

    come on does anyone read what the sign says anymore? The first page when you go to www.verizonwireless.com/iphoneorder says in big bold letter PLEASE READ BEFORE ORDERING
    It then goes to say, that employee discounts on plans will be honored. It also goes on and says that you will not see it during checkout, but it will be applied to your monthly discount... Then it gives a link and says after you receive your iphone to go to this webpage to make sure employee discount is still on phone.....
    I mean why doesnt anyone read anything before ordering.... Verizon would be a genius if they put in big bold print, that you where signing a 10 year contract, and had to give your first born child up, because no one would care.... This is a contract your signing you should read everything! Then maybe people wouldnt need to ask all these questions...
    Sorry hope everyone enjoys there iphone just get sick of people asking questions that are already answered if they just looked

    I am one of those people interested in what you speak of. I looked at your link and it doesn't mention anything of the sort. I have completed placing my order and the only thing I saw was the first question in BOLD is the message you refer to in the subject. Can you post the link to the information you write about so I can see what you are saying for myself? When you can do that, then beat me up for not reading.

  • SD Questions Please Send The Answers

    Hai
                Here i have attached some SD Interview Questions .Please Send the Answers .
    Awaiting For Ur Replay - Please Mail Me [email protected], And [email protected]
    Thanks
    S.Siva
    1.     Five steps of implementation with full details.
    2.     What is ticket? Process flow ticket?
    3.     What is ticketing tool? What is SODA?
    4.     How to stop PGI?
    5.     Details about SLS.
    6.     Details about the Gap analysis. (What are the gaps you have faced?)
    7.     What is meant by landscape? (Landscape of your project for example)
    8.     In which scenario we go for different pricing procedure at orders and billing?
    9.     Cut over activity means what?
    10.     In real-time project, how many pricing procedures to be used?
    11.     What are the tools used to communicate with the client?
    12.     Any three major issues faced in the support project?
    13.     Difference between SD account key and FI account key?
    14.     How to post goods receipt from storage location to warehouse? What is the movement type?
    15.     Tcode for listing blocked documents?
    16.     What is the advantage of using the text as reference instead of duplicating it?
    17.     Have you ever applied BPR (Business Process Reengineering) in an implementation project?
    18.     To perform material configuration, which system one has to use in landscape?
    19.     What is the tcode for creating number range for a sales order type?
    20.     Difference between centralized credit mgmt and decentralized credit management.
    21.     Where do u configure in development server or application server or in testing server?
    22.     Details about clients.
    23.     What is an abap query? Why it is used?
    24.     What are the steps for end user training in sap SD module?
    25.     Difference between discount and rebate.
    26.     When is material determination got triggered?
    27.     A customer wants to buy two materials / one is 3rd party material (Item category: TAS) / another one is normal material (Item category: TAN). His requirement is he wants a single invoice for both items without splitting? How can we do this?
    28.     In consignment fill up, we deliver goods to customer site, is there any agreement with customer? If yes means, what type of agreement relating price?
    29.     Details about VAT configuration.
    30.     What is the use of pricing date in condition type?
    31.     In R/3, we represent a company’s structure by defining and assigning corporate structure elements. What is the purpose of doing that?
    32.     What are the different partner functions can a customer master record serve?
    33.     What is the difference between condition type EK01 and EK02?
    34.     What is retroactive billing? Who will create that?
    35.     In your functional role, how you gather technical specifications for your technical team members from your client?
    36.     Is it possible to change existing item categories?
    37.     For cash sale, how will availability check be done?
    38.     How is the access sequence controlled?
    39.     User specific parameter means what? How to create that one?
    40.     What is the difference between listing and exclusion?
    41.     Difference between customization and configuration.
    42.     How to customize rebate processing in sap sd?
    43.     LSMW important step is what?
    44.     What is the extract used in condition technique of pricing?
    45.     Can we create credit management separately for two different materials?
    46.     Work center means what?
    47.     If the client logon screen deleted while requirement is urgent, then what to do?
    48.     What is meant by time bond deliveries?
    49.     After implementing sap in production environment, while creating sales order, client wants to give discount for first 10 sales orders? How to do this?
    50.     What are the Three different kinds of messages? What is the difference between them?
    51.     Details about testing at sap sd.
    52.     What is the access sequence for header conditions?
    53.     Details about actual GI date and planned GI date .Can actual GI dt differ from planned GI dt?
    54.     Influencing factors for account determination for invoices.
    55.     Details about sap best practices.
    56.     To start a transaction, how many ways are there? And what are they?
    57.     Who will create transportation request?
    58.     In realization phase, what will be doing?
    59.     Is it possible to release change request without releasing task?
    60.     Details about lean warehouse management.
    61.     How to customize excise duty, insurance and cess condition type in pricing procedure?
    62.     How to stop PGI?
    63.     Data dictionary or repository means what?
    64.     How do you transfer request from development instance to production or quality instance?
    65.     What is the importance of release status in condition table?
    66.     Why does account group controls customer?
    67.     What are the deliverables in your blue print?
    68.     If you generate bill more than credit limit, then what will happen?
    69.     What is the value class used for material creation?
    70.     Why do we maintain sales office?
    71.     Is it possible to substitute one product for another? If so, how it can be achieved?
    72.     What is the difference between ATP check and availability check? How these reflect in sales order?( Which check system considers) what are the img steps for the same?
    73.     Explain process and steps involved in returns third party order processing.
    74.     What is the client specific data? Give 2 examples of client specific data.
    75.     What is the most critical field in delivery document?
    76.     What is the relation between sap sd and ABAP?
    77.     What is the functionality of negative posting in billing document?
    78.     In real time, when we start system in first, what screen we get and tell me the process how to log on screen? (IBM question)
    79.     How can you check in sap system, how, when and by whom, which fields in the customer master record were changed?
    80.     What is variant and its configuration?
    81.     After logging into R/3 system, if you want an end user to see a specific menu…. How could you do that?
    82.     Is it possible to automate output processing?
    83.     Which data is relevant for crediting credit and debit memos?
    84.     In system landscape, where the sandbox and golden box client exists?
    85.     What is the user exists? /how can we create user exists? What is the purpose of that?
    86.     Details about value sap.
    87.     Is there any difference between product selection and material determination?
    88.     How do you transfer request from development instance to production or development instance?
    89.What part of the company is responsible for the type of shipping, the necessary shipping materials and the means of transport?

    What is ticket? Process flow ticket
    Handling tickets is called Issue Tracking system. The errors or bugs forwarded by the end user to the support team are prioritized under three seviority High, Medium and Low. Each and every seviority as got its time limits before that we have to fix the error.
    The main job of the supporting consultant is to provide assistance on line to the customer or the organisation where SAP is already implemented for which the person should be very strong in the subject and the process which are implemented in SAP at the client side to understand,to analyse,to actuate and to give the right solution in right time.This is the job of the support consultant.
    The issues or the tickets(problems) which are arised is taken care of on priority basis by the support team consultants.
    The work process in support projects are given below for your reference.
    1. The customer or the end user logs a call through any tool or by mail (RADIX).
    2. Each one of the support team is a part of support group.
    3. Whenever a customer logs a call he /she has to mention to which work group (by name).
    4. Once the calls came to the work group the support consultant or the team need to send an IR (Initial Response) to the user depending upon the priority of the calls. (Top,High,Med,Low,None)
    5. Then the error is fixed, debugged by the support consultant or the team. Then after testing properly by generating TR(Transport Request through the basis admin)
    6. Then it is informed to the end user/customer/super user about the changes which have moved to the production server by CTS process.
    These are the process. In summary, what I understand is that if any configuration or customization is required to solve the issue, then the consultant have to work on DEV Client, then the end user will test it in the QA client and after approval the BASIS consultant has to transport it to the PRODUCTION client.
    An example:
    Tickets in SD can be considered as the problems which the end user or the employee in the company face while working on R/3. Tickets usually occur during the implementation or after theimplementation of the project. There can be numerous problem which can occur in the production support and a person who is working in the support has to resolve those tickets in the limited duration, every ticket has the particular deadline alert so your responsibility is to finish it before that deadline.
    To begin with , we should give "TICKET" to you for not knowing it.
    Here is an eg of a ticket raise:
    End user is not able to
    1. Create Sales order for a customer from a New plant , since shipping point determination is not happened . ( Without Shipping point the document becomes INCOMPLETE and he will not be able to proceed further like DELIVERY, BILLING).
    He raises a ticket and the priority is set in one of the below:
    1. Low 2. Medium 3. High.
    Now you need to solve this ticket. You would analyze the problem and identify that the SP configuration has to be done for the new plant.
    You would request a transport for DEV CLIENT to BASIS. You do the change and Request one more Transport to BASIS for QA client. The End user will test the same by creating a sales order for the new plant and approve it.
    Finally, you request a transport to move the changes to PRODUCTION. Once the change is deployed in production the TICKET is closed. What I have given is a small example. You would get some real issues with severity HIGH in your day-day support.
    Regards.

  • HT1937 I want to ask you question please i have free apple id because i am still a college boy who doesn't have any of credit visa card and i just want to download beautiful apps on my phone including whats app but they require payment information to comp

    I want to ask you question please i have free apple id because i am still a college boy who doesn't have any of credit visa card and i just want to download beautiful apps on my phone including whats app but they require payment information to complete my request so please help me and please find a solution for this problem because not everyone have credit or master card .

    Buy an iTunes gift card.
    http://www.apple.com/support/itunes/cards-codes/

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