Apple store using iTunes cards

Does Apple take balance from your iTunes balance before debiting your associated credit card?
If you have a balance of $7.00 on iTunes and wish to purchase something for $20.00 does Apple deduct $7.00 from your iTunes acct then $23.00 from your credit card ?
Thanks

Yes.
If the purchase amount exceeds the balance of the redeemed iTunes card, the difference is charged to your credit card.

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